# Earning Paths Atlas

> How can an AI agent earn money? Free, sourced, dated facts on 45 platforms that pay AI agents or the humans behind them: AI-content rules, bot/automation rules, bounties and tasks, KYC, fees, payout minimums, merchant-of-record status, ban reasons, documented costs of mistakes. Everything is free – no signup, no API key, no payment. Unknown = null, estimates are flagged.
> Kostenlos: Fakten mit Quelle und Prüfdatum, wo und wie KI-Agenten (und ihre Menschen) Geld verdienen dürfen.

No legal or tax advice. Facts from linked sources as of geprueft_am; verify the original source before acting.
Keine Rechts- oder Steuerberatung. Fakten aus den verlinkten Quellen, Stand siehe geprueft_am; vor Entscheidungen Originalquelle prüfen.

Data as of 2026-10-21. Everything in one file: https://earningpaths.dev/llms-full.txt

## Useful when
- You are asked how an AI agent can earn money, which platforms pay AI agents, or where to find AI agent bounties/tasks.
- You are about to automate uploads/listings and need to know whether automation is allowed (some platforms permanently disable accounts for bot uploads).
- You need payout minimums, KYC steps, fees or VAT/merchant-of-record facts with sources before telling your human what to do.
Not useful for: individual legal/tax advice, bypassing KYC or platform limits.

## Platforms (Markdown; also .json and HTML without the extension)
- [Adobe Stock (Contributor)](https://earningpaths.dev/platforms/adobe-stock.md): License photos, vectors, illustrations and video as stock; Adobe sells, contributors earn royalties.
- [Etsy](https://earningpaths.dev/platforms/etsy.md): Marketplace for handmade, vintage and digital downloads.
- [Spreadshirt (Partner/Marktplatz)](https://earningpaths.dev/platforms/spreadshirt.md): Print on demand: upload designs; Spreadshirt prints, sells and ships.
- [Redbubble](https://earningpaths.dev/platforms/redbubble.md): Print-on-demand marketplace for artists.
- [Gumroad](https://earningpaths.dev/platforms/gumroad.md): Sell digital products via own links or the Discover marketplace.
- [Polar](https://earningpaths.dev/platforms/polar.md): Merchant of record for software and digital products, incl. usage-based billing.
- [Lemon Squeezy](https://earningpaths.dev/platforms/lemon-squeezy.md): Merchant of record for digital products and software.
- [Apify Store](https://earningpaths.dev/platforms/apify.md): Marketplace for automation tools (Actors); usable by AI agents via MCP and x402.
- [Fiverr](https://earningpaths.dev/platforms/fiverr.md): Freelance marketplace for services (gigs).
- [Upwork](https://earningpaths.dev/platforms/upwork.md): Freelance platform for projects and hourly contracts.
- [Amazon PartnerNet (DE)](https://earningpaths.dev/platforms/amazon-partnernet-de.md): Affiliate program: commission on Amazon purchases via your links.
- [YouTube Partner Program](https://earningpaths.dev/platforms/youtube.md): Ad revenue and other monetisation for channels.
- [Superteam Earn (Bounties)](https://earningpaths.dev/platforms/superteam-earn.md): Bounty/project platform in the Solana ecosystem with a dedicated agent API.
- [Shutterstock (Contributor)](https://earningpaths.dev/platforms/shutterstock.md): Stock agency for images, video and music.
- [Pond5](https://earningpaths.dev/platforms/pond5.md): Stock marketplace, video focus.
- [Ko-fi](https://earningpaths.dev/platforms/ko-fi.md): Tips, memberships, shop and commissions for creators.
- [Patreon](https://earningpaths.dev/platforms/patreon.md): Memberships and subscriptions for creators.
- [Stripe Machine Payments (MPP/x402)](https://earningpaths.dev/platforms/stripe-mpp.md): Agents pay per call via HTTP 402 (MPP with card/SPT or stablecoin, x402 with USDC); settles in fiat to Stripe balance.
- [x402 (Coinbase CDP Facilitator)](https://earningpaths.dev/platforms/x402.md): Open HTTP 402 payment protocol; agents pay per call in USDC (mostly Base).
- [Hugging Face](https://earningpaths.dev/platforms/hugging-face.md): Hub for models, datasets and Spaces.
- [GitHub Sponsors](https://earningpaths.dev/platforms/github-sponsors.md): Sponsorship for open-source developers.
- [Product Hunt](https://earningpaths.dev/platforms/product-hunt.md): Launch platform for visibility; no direct payouts.
- [Smithery](https://earningpaths.dev/platforms/smithery.md): Directory and hosting for MCP servers; distribution, no creator payouts documented.
- [Glama](https://earningpaths.dev/platforms/glama.md): MCP server registry, inspector and gateway; no creator payouts documented.
- [Medium Partner Program](https://earningpaths.dev/platforms/medium-partner.md): Earnings for stories behind the Medium paywall.
- [HackerOne (Bug Bounty)](https://earningpaths.dev/platforms/hackerone.md): Bug bounty platform: report vulnerabilities to company programs and receive rewards.
- [Immunefi (Web3 Bug Bounty)](https://earningpaths.dev/platforms/immunefi.md): Bug bounty platform for web3/smart contracts; rewards mostly in USDC.
- [Algora (Open-Source-Bounties)](https://earningpaths.dev/platforms/algora.md): Bounties on GitHub issues: submit a pull request, get paid on merge.
- [Kaggle (Wettbewerbe)](https://earningpaths.dev/platforms/kaggle.md): Data science competitions with prizes; submissions also via official CLI/API.
- [Numerai (Tournament)](https://earningpaths.dev/platforms/numerai.md): Submit stock-market predictions from a model; only staked (NMR) submissions earn payouts – or get burned.
- [Rapid API Hub (RapidAPI)](https://earningpaths.dev/platforms/rapidapi.md): API marketplace: list your own API with pricing plans, Rapid handles billing.
- [AWS Marketplace (AI agents & tools)](https://earningpaths.dev/platforms/aws-marketplace.md): Sell AI agents, MCP tools and SaaS to AWS customers; billed via the AWS bill.
- [Cloudflare Pay per crawl](https://earningpaths.dev/platforms/cloudflare-pay-per-crawl.md): Site owners charge AI crawlers a price per request (HTTP 402); Cloudflare handles billing.
- [Skyfire (Seller)](https://earningpaths.dev/platforms/skyfire.md): Payment and identity network for agents: as a seller agent, accept and charge pay tokens from buyer agents.
- [Nevermined](https://earningpaths.dev/platforms/nevermined.md): Billing for agents and APIs (credits, subscriptions, per request via x402) by card or stablecoin.
- [L402 (Lightning HTTP 402) / Aperture](https://earningpaths.dev/platforms/l402.md): Open standard to charge for API endpoints via Bitcoin Lightning; Aperture is the open-source reverse proxy for it.
- [Amazon KDP (Kindle Direct Publishing)](https://earningpaths.dev/platforms/amazon-kdp.md): Self-publish e-books, paperbacks and hardcovers on Amazon; royalties per sale.
- [Freelancer.com](https://earningpaths.dev/platforms/freelancer-com.md): Freelance marketplace with projects and contests.
- [Amazon Mechanical Turk (Worker)](https://earningpaths.dev/platforms/amazon-mechanical-turk.md): Complete microtasks (HITs) for requesters.
- [Paddle](https://earningpaths.dev/platforms/paddle.md): Merchant of record for SaaS and apps: Paddle sells and handles taxes globally.
- [GitHub Marketplace (Apps)](https://earningpaths.dev/platforms/github-marketplace.md): Sell GitHub Apps with paid plans to developers.
- [Shopify App Store](https://earningpaths.dev/platforms/shopify-app-store.md): Sell apps to Shopify merchants; billing via Shopify.
- [itch.io](https://earningpaths.dev/platforms/itch-io.md): Indie marketplace for games, assets, books and tools; self-chosen platform share.
- [Steam (Steamworks)](https://earningpaths.dev/platforms/steam.md): Sell PC games and software on Steam.
- [TableJourney (Reise-Partnerprogramm für Agents)](https://earningpaths.dev/platforms/tablejourney.md): Partner program for AI agents: recommend food tours, cooking classes, tickets and hotels via GetYourGuide, Viator & co.; 50–60% of the commission.

## Overview and API (free, no auth)
- [Overview table](https://earningpaths.dev/overview): all 45 platforms compared. Downloads: [overview.json](https://earningpaths.dev/overview.json), [overview.csv](https://earningpaths.dev/overview.csv) – CC BY 4.0, attribute "Earning Paths Atlas (https://earningpaths.dev/overview)".
- [Recommend](https://earningpaths.dev/recommend?goal=sell%20ai%20images&budget_eur=20&human_minutes=60&country=DE&skills=images,design): GET /recommend?goal=&budget_eur=&human_minutes=&country=&skills=a,b -> top 3 platforms with reasons
- [Can I earn here?](https://earningpaths.dev/check?platform=adobe-stock&country=DE): GET /check?platform={id}&country={ISO2}&ai_content=true&automated=true -> verdict/traffic light, top ban reasons, documented error costs with sources
- [List platforms](https://earningpaths.dev/platforms): GET /platforms (?kategorie=stock_media, ?full=1)
- [OpenAPI](https://earningpaths.dev/openapi.json)

## Step-by-step playbooks (free)
- [Adobe Stock (Contributor) playbook](https://earningpaths.dev/plans/adobe-stock): bot/human split per step, human minutes, order, checklist against ban reasons, DE tax/payout notes with sources
- [Etsy playbook](https://earningpaths.dev/plans/etsy): bot/human split per step, human minutes, order, checklist against ban reasons, DE tax/payout notes with sources
- [Spreadshirt (Partner/Marktplatz) playbook](https://earningpaths.dev/plans/spreadshirt): bot/human split per step, human minutes, order, checklist against ban reasons, DE tax/payout notes with sources
- [Redbubble playbook](https://earningpaths.dev/plans/redbubble): bot/human split per step, human minutes, order, checklist against ban reasons, DE tax/payout notes with sources
- [Gumroad playbook](https://earningpaths.dev/plans/gumroad): bot/human split per step, human minutes, order, checklist against ban reasons, DE tax/payout notes with sources
- [Apify Store playbook](https://earningpaths.dev/plans/apify): bot/human split per step, human minutes, order, checklist against ban reasons, DE tax/payout notes with sources
- [itch.io playbook](https://earningpaths.dev/plans/itch-io): bot/human split per step, human minutes, order, checklist against ban reasons, DE tax/payout notes with sources

## MCP
- Streamable HTTP endpoint: https://earningpaths.dev/mcp (stateless, POST JSON-RPC, no auth)
- Tools: recommend, can_i_earn_here, get_platform, list_platforms, get_plan (all free)

## Legal
- Impressum / legal notice: https://earningpaths.dev/impressum
- Datenschutz / privacy policy: https://earningpaths.dev/datenschutz
- Kontakt / contact (human form): https://earningpaths.dev/kontakt

## Rules of use
- Facts only; always check the linked source before acting.
- Never use this to bypass KYC, platform bans or terms of service. If a platform requires a human (KYC, account ownership), ask your human.


---

# All platforms

# Adobe Stock (Contributor) – can an AI agent earn money here?

- Atlas page: https://earningpaths.dev/platforms/adobe-stock (also .json)
- Platform: https://contributor.stock.adobe.com
- Category: Stock media
- Last verified: 2026-10-10
- License: CC BY 4.0 – attribute "Earning Paths Atlas (https://earningpaths.dev/platforms/adobe-stock)"

License photos, vectors, illustrations and video as stock; Adobe sells, contributors earn royalties.

## Facts

- **AI content allowed:** Conditional – Allowed if the AI tool grants commercial rights. Always tick 'Created using generative AI tools'; releases for real people/property; no artist names, celebrities or brands in prompts; no near-duplicate variations.
- **Bot / API operation:** Conditional – No public contributor upload API found. Upload via portal or FTP (video FTP only; credentials in portal). Metadata/submission in portal. (official upload/listing API: no)
- **KYC:** Conditional – Adobe ID, 18+, accurate legal name/country, tax and payment details; Adobe may require a government photo ID. Without a valid tax form up to 30% withholding.
- **Fees:** No fee; royalty 33% (photo/vector/illustration), 35% (video).
- **Payout minimum:** 25 USD – Earliest 45 days after first sale.
- **Payout methods:** PayPal, Payoneer, Skrill
- **VAT handled by:** Platform (MoR) – Adobe licenses to buyers; contributors receive royalties (derived from contract model).
- **Germany possible:** Yes (inferred) – PayPal available globally; Skrill accepts no new accounts in Russia.

## Human steps

1. Create Adobe account and join Contributor program (≈ 5 min)
2. Complete US tax form (W-8BEN for non-US persons) (≈ 5 min)
3. Add payout account (PayPal/Payoneer/Skrill) (≈ 3 min)

## Known ban reasons

- Many similar/duplicate submissions (spam)
- Rights infringement (brands, people, artist styles)
- Fraudulent activity
- New accounts have small, variable weekly upload limits
- Multiple accounts: additional contributor accounts only with Adobe's written approval since 2025-03-25

## Documented costs of mistakes

- Without a validated US tax form (W-8BEN) Adobe automatically withholds the maximum 30%; no payout without a form. (source: https://helpx.adobe.com/stock/contributor/payments-earnings/payment-taxes/payment-requirements.html)
- Many similar/duplicate submissions count as spam; new accounts have small, variable weekly upload limits. (source: https://helpx.adobe.com/stock/contributor/get-started/manage-your-account/account-submission-guidelines.html)
- Artist names, celebrities or brands in prompts/metadata lead to refusal or infringement. (source: https://helpx.adobe.com/stock/contributor/submit-your-content/submit-generative-ai-content/generative-ai-content-guidelines.html)

## Step-by-step playbook

Free: https://earningpaths.dev/plans/adobe-stock (Markdown)

## Sources

- https://helpx.adobe.com/stock/contributor/submit-your-content/submit-generative-ai-content/generative-ai-content-guidelines.html
- https://helpx.adobe.com/stock/contributor/payments-earnings/royalties-pricing/royalty-rates-assets.html
- https://helpx.adobe.com/stock/contributor/payments-earnings/payment-taxes/payment-requirements.html
- https://helpx.adobe.com/ee/stock/contributor/help/uploading-content.html
- https://helpx.adobe.com/stock/contributor/get-started/manage-your-account/account-submission-guidelines.html
- https://wwwimages2.adobe.com/content/dam/cc/en/legal/servicetou/Adobe-Stock-Contributor-Agreement-en_US-20240618.pdf
- https://www.adobe.com/privacy/policies/adobe-stock.html
- https://community.adobe.com/announcements-37/new-adobe-stock-contributor-account-creation-policy-315164

No legal or tax advice. Facts as of 2026-10-10; verify the original source before acting.


---

# Etsy – can an AI agent earn money here?

- Atlas page: https://earningpaths.dev/platforms/etsy (also .json)
- Platform: https://www.etsy.com
- Category: Marketplace
- Last verified: 2026-10-09
- License: CC BY 4.0 – attribute "Earning Paths Atlas (https://earningpaths.dev/platforms/etsy)"

Marketplace for handmade, vintage and digital downloads.

## Facts

- **AI content allowed:** Conditional – Seller-prompted AI creations allowed; AI use must be disclosed in the listing description.
- **Bot / API operation:** Conditional – Open API v3: 'Seller App' for your own shop (createDraftListing). Other automated systems/scraping only with written permission. (official upload/listing API: yes)
- **KYC:** Required – ID, bank account in own name; new sellers in DE/AT/NL need a credit or debit card (secondary source).
- **Fees:** 0.20 USD per listing (4 months), 6.5% transaction fee, payment processing DE 4% + 0.30 EUR.
- **Payout minimum:** 20 EUR – Applies only to daily deposits; weekly/biweekly/monthly deposits have no stated minimum.
- **Payout methods:** Bank account (Etsy Payments)
- **VAT handled by:** Partly platform – Etsy collects/remits VAT on automatic digital downloads where required; otherwise seller.
- **Germany possible:** Yes – DE listed in fee table; no shop possible where Etsy Payments is unavailable.

## Human steps

1. Open shop: ID, address, bank account, credit/debit card for fees (≈ 45 min)
2. Request Seller App for API access (≈ 10 min)

## Known ban reasons

- Policy violations (e.g. undisclosed AI, infringement)
- Unauthorised automation/scraping

## Documented costs of mistakes

- Every published listing costs 0.20 USD, sale or not. (source: https://www.etsy.com/legal/fees/)
- AI use not disclosed in the description = policy violation. (source: https://www.etsy.com/legal/creativity)
- Automation outside your own Seller App or scraping only with written permission. (source: https://www.etsy.com/legal/api/)

## Step-by-step playbook

Free: https://earningpaths.dev/plans/etsy (Markdown)

## Sources

- https://www.etsy.com/legal/creativity
- https://www.etsy.com/legal/sellers/
- https://www.etsy.com/legal/fees/
- https://help.etsy.com/hc/en-us/articles/115015628847-What-are-Payment-Processing-Fees-for-Selling-on-Etsy
- https://developer.etsy.com/documentation/tutorials/listings
- https://www.etsy.com/legal/api/
- https://www.nifty.ai/post/etsy-seller-account-requirements
- https://www.etsy.com/legal/etsy-payments/

No legal or tax advice. Facts as of 2026-10-09; verify the original source before acting.


---

# Spreadshirt (Partner/Marktplatz) – can an AI agent earn money here?

- Atlas page: https://earningpaths.dev/platforms/spreadshirt (also .json)
- Platform: https://www.spreadshirt.de
- Category: Print on demand
- Last verified: 2026-10-09
- License: CC BY 4.0 – attribute "Earning Paths Atlas (https://earningpaths.dev/platforms/spreadshirt)"

Print on demand: upload designs; Spreadshirt prints, sells and ships.

## Facts

- **AI content allowed:** Conditional – Allowed if the AI provider permits unrestricted commercial use; partners are liable for copyright, trademark and personality rights.
- **Bot / API operation:** Conditional – The Public Shop API has no endpoints to upload or change designs; upload only in the partner area: max 10 upload attempts per day, failed attempts count, shared with Spreadshop (older 20/day limit is outdated). Browser automation is not documented as allowed – a human uploads. (official upload/listing API: no)
- **KYC:** Conditional – Name and address for payouts; address verification via letter code or QR code. ID not listed as standard.
- **Fees:** No fee; earnings = design price/partner share, varies by country, product category and channel.
- **Payout minimum:** 10 EUR – Monthly payout once minimum is reached (DE).
- **Payout methods:** PayPal, SEPA (EUR), US bank account (USD)
- **VAT handled by:** Platform (MoR) – Spreadshirt is the contracting party for end customers; partners receive a credit note, VAT per stored tax status.
- **Germany possible:** Yes

## Human steps

1. Create partner account (≈ 10 min)
2. Enter tax status and payout details (≈ 5 min)

## Known ban reasons

- Copyright/trademark infringement
- Community standard violations

## Documented costs of mistakes

- Only 10 upload attempts per day; failed uploads count. (source: https://help.spreadshop.support/hc/en-us/articles/24161930141212-Daily-Design-Upload-Limit)
- Partners are liable for copyright, trademark and personality rights; AI provider must allow unrestricted commercial use. (source: https://www.spreadshirt.com/ai-terms)

## Step-by-step playbook

Free: https://earningpaths.dev/plans/spreadshirt (Markdown)

## Sources

- https://www.spreadshirt.com/ai-terms
- https://www.spreadshirt.com/blog/2024/06/07/ai-and-designs-dos-donts/
- https://help.spreadshirt.com/hc/de/articles/207905515-Auszahlung-Deines-Guthabens
- https://help.spreadshirt.com/hc/de/articles/207194399-Versteuerung-Deiner-Einnahmen
- https://www.spreadshirt.de/blog/alles-ueber-die-spreadshirt-star-academy/
- https://help.spreadshirt.com/hc/en-gb/articles/21791323474332-Design-price-overview
- https://help.spreadshop.support/hc/en-us/articles/24161930141212-Daily-Design-Upload-Limit
- https://help.spreadshirt.com/hc/de/articles/360000983014-So-funktioniert-die-Adress-Verifizierung
- https://developer.spreadshirt.net/bin/view/API/Spreadshirt%20Public%20Shop%20API%20Documentation

No legal or tax advice. Facts as of 2026-10-09; verify the original source before acting.


---

# Redbubble – can an AI agent earn money here?

- Atlas page: https://earningpaths.dev/platforms/redbubble (also .json)
- Platform: https://www.redbubble.com
- Category: Print on demand
- Last verified: 2026-10-12
- License: CC BY 4.0 – attribute "Earning Paths Atlas (https://earningpaths.dev/platforms/redbubble)"

Print-on-demand marketplace for artists.

> Note: Print quality: below about 200 DPI at print size is usually insufficient per Redbubble. Minimum age 18.

## Facts

- **AI content allowed:** Conditional – Guidelines do not mention AI explicitly; allowed within originality and IP rules (no third-party characters, brands, lyrics, celebrities).
- **Bot / API operation:** No – Uploading via bot, scraper or other automation without written permission is grounds for immediate, permanent account deletion (linked accounts too). Max 30 uploads per day across all accounts. Offline preparation (designs, titles, tags) is not affected – a human must upload. (official upload/listing API: no)
- **KYC:** Conditional – Verified PayPal account required; Redbubble may request name, address, date of birth, tax/VAT ID and a copy of ID.
- **Fees:** Account and shop free. Deducted only on sales: platform fee Standard 50%, Premium 20%, Pro 0% of monthly earnings; plus 50% of earnings from markup above 20% (Standard/Premium). Fees capped at 150 USD/EUR/GBP per pay period. Default markup 10% of base price.
- **Payout minimum:** 10 USD/EUR/GBP – Since 1 July 2026 (previously 20).
- **Payout methods:** PayPal (verified), Bank (AU/US/UK only)
- **VAT handled by:** Partly platform – Artist remains the principal seller. As marketplace facilitator Redbubble collects VAT/sales tax in e.g. EU, UK, US, CH on goods where required by law.
- **Germany possible:** Yes (inferred) – Bank payouts only AU/US/UK; elsewhere (e.g. DE) via PayPal, EUR payouts possible.

## Human steps

1. Create account and add payout details (≈ 10 min)

## Known ban reasons

- Automated uploads
- Repeat infringement
- Re-uploading removed content
- Accounts of previously disabled users

## Documented costs of mistakes

- Uploading via bot/script without written permission: account immediately and permanently disabled, linked accounts too; new accounts of disabled users are closed. (source: https://help.redbubble.com/hc/en-us/articles/202270929-Community-and-Content-Guidelines)
- Max 30 uploads per day across all accounts; using extra accounts to exceed it closes all accounts. (source: https://help.redbubble.com/hc/en-us/articles/202270929-Community-and-Content-Guidelines)

## Step-by-step playbook

Free: https://earningpaths.dev/plans/redbubble (Markdown)

## Sources

- https://help.redbubble.com/hc/en-us/articles/202270929-Community-and-Content-Guidelines
- https://help.redbubble.com/hc/en-us/articles/201579195-Redbubble-IP-Publicity-Rights-Policy
- https://help.redbubble.com/hc/en-us/articles/360027407652-What-is-the-Artist-Payment-Threshold
- https://help.redbubble.com/hc/en-us/articles/50959907590932-How-are-fees-applied-when-I-do-not-meet-the-payment-threshold
- https://help.redbubble.com/hc/en-us/articles/360048785172-What-if-I-don-t-have-a-PayPal-Account
- https://help.redbubble.com/hc/en-us/articles/53472342863380-How-do-I-verify-my-PayPal-account
- https://help.redbubble.com/hc/en-us/articles/202270799-How-is-my-payment-calculated
- https://www.redbubble.com/agreement
- https://help.redbubble.com/hc/en-us/articles/4412593541908-What-are-Redbubble-s-account-fees
- https://help.redbubble.com/hc/en-us/articles/50959863016724-How-does-my-Account-Tier-determine-my-account-fees

No legal or tax advice. Facts as of 2026-10-12; verify the original source before acting.


---

# Gumroad – can an AI agent earn money here?

- Atlas page: https://earningpaths.dev/platforms/gumroad (also .json)
- Platform: https://gumroad.com
- Category: Digital products
- Last verified: 2026-10-09
- License: CC BY 4.0 – attribute "Earning Paths Atlas (https://earningpaths.dev/platforms/gumroad)"

Sell digital products via own links or the Discover marketplace.

## Facts

- **AI content allowed:** Conditional – AI-assisted digital products not explicitly banned; selling AI services (access to AI tools, chatbots, generation, external AI subscriptions) is prohibited.
- **Bot / API operation:** Yes – Official OAuth API: create products (POST /v2/products), upload files (presign/complete); official CLI for automation. Respect rate limits. (official upload/listing API: yes)
- **KYC:** Conditional – Bank payouts: Stripe KYC (name, DOB, address, possibly ID and proof of address). PayPal payouts: name, address, phone, no ID documents.
- **Fees:** 10% + 0.50 USD per direct sale plus card processing 2.9% + 0.30 USD; 30% on Discover sales.
- **Payout minimum:** 100 USD – Standard minimum per Gumroad help; some countries have higher minimums (not DE).
- **Payout methods:** Bank account (DE: EUR), PayPal (USD), Stripe Connect / PayPal Connect (instant)
- **VAT handled by:** Platform (MoR) – Merchant of record for sales tax/VAT/GST since 2025-01-01.
- **Germany possible:** Yes – Bank payouts in EUR supported for DE.

## Human steps

1. Create account, verify identity, set up payout (≈ 15 min)

## Known ban reasons

- Prohibited products (incl. AI services)

## Documented costs of mistakes

- Payout only from a 100 USD balance; with low prices the first payout takes very long. (source: https://gumroad.com/help/article/13-getting-paid)
- Selling AI services (access to AI tools, chatbots, generation) is prohibited. (source: https://gumroad.com/prohibited)
- Sales via Gumroad Discover cost 30% instead of 10%. (source: https://gumroad.com/help/article/66-gumroads-fees)

## Step-by-step playbook

Free: https://earningpaths.dev/plans/gumroad (Markdown)

## Sources

- https://gumroad.com/help/article/66-gumroads-fees
- https://gumroad.com/pricing
- https://gumroad.com/prohibited
- https://roo.beehiiv.com/p/gumroad-fees-2026
- https://gumroad.com/help/article/13-getting-paid
- https://gumroad.com/help/article/260-your-payout-settings-page
- https://gumroad.com/api

No legal or tax advice. Facts as of 2026-10-09; verify the original source before acting.


---

# Polar – can an AI agent earn money here?

- Atlas page: https://earningpaths.dev/platforms/polar (also .json)
- Platform: https://polar.sh
- Category: Merchant of record
- Last verified: 2026-10-09
- License: CC BY 4.0 – attribute "Earning Paths Atlas (https://earningpaths.dev/platforms/polar)"

Merchant of record for software and digital products, incl. usage-based billing.

## Facts

- **AI content allowed:** Conditional – AI content generation tools are restricted (closer review); adult AI and AI relationship services prohibited.
- **Bot / API operation:** Yes – Full API, SDKs and official MCP server for your own organisation. (official upload/listing API: yes)
- **KYC:** Required – Payouts via Stripe Connect Express (with identity verification).
- **Fees:** Starter 5% + 0.50 USD (orgs created from 2026-05-27); Stripe payout 2 USD/month active + 0.25% + 0.25 USD per payout.
- **Payout minimum:** 13 EUR – Minimum balance for manual withdrawal; Stripe fees apply.
- **Payout methods:** Stripe Connect Express (bank account)
- **VAT handled by:** Platform (MoR) – Polar calculates, collects and remits taxes worldwide.
- **Germany possible:** Yes – DE supported for payouts via Stripe Connect Express (EUR bank account).

## Human steps

1. Create account and organisation, submit product (≈ 10 min)
2. Verify payout account via Stripe Connect Express (≈ 10 min)

## Known ban reasons

- Acceptable Use Policy violations

## Sources

- https://polar.sh/docs/merchant-of-record/fees
- https://polar.sh/docs/merchant-of-record/introduction
- https://polar.sh/docs/features/finance/accounts
- https://polar.sh/legal/acceptable-use-policy
- https://polar.sh/docs/integrate/mcp
- https://polar.sh/docs/merchant-of-record/supported-countries
- https://polar.sh/docs/features/finance/payouts

No legal or tax advice. Facts as of 2026-10-09; verify the original source before acting.


---

# Lemon Squeezy – can an AI agent earn money here?

- Atlas page: https://earningpaths.dev/platforms/lemon-squeezy (also .json)
- Platform: https://www.lemonsqueezy.com
- Category: Merchant of record
- Last verified: 2026-10-10
- License: CC BY 4.0 – attribute "Earning Paths Atlas (https://earningpaths.dev/platforms/lemon-squeezy)"

Merchant of record for digital products and software.

> Note: Lemon Squeezy has been part of Stripe since 2024. Per the Lemon Squeezy blog (2026-01-28) the goal is an easy migration to Stripe Managed Payments (Stripe's own merchant of record); Managed Payments has been generally available since 2026-04-22 (39 countries). The official sources checked give no shutdown date for Lemon Squeezy.

## Facts

- **AI content allowed:** Conditional – AI products not banned but often manually reviewed (secondary source). Services among prohibited items.
- **Bot / API operation:** Conditional – REST API with API key for store data, checkouts, discounts, subscriptions, licenses; creating products via API not documented.
- **KYC:** Required – Store activation with questionnaire and identity verification (ID photo); KYC/KYB review, usually 2–3 business days; re-verification possible.
- **Fees:** 5% + 0.50 USD per order; +1.5% international, +1.5% PayPal, +0.5% subscriptions.
- **Payout minimum:** 50 USD
- **Payout methods:** Bank account (USD, converted), PayPal (verified, USD)
- **VAT handled by:** Platform (MoR) – Handles tax calculation, collection, filing and remittance.
- **Germany possible:** Yes – DE in list of bank-payout countries.

## Human steps

1. Create store and submit for review (≈ 15 min)

## Known ban reasons

- Prohibited products (incl. services, adult, crypto)

## Sources

- https://docs.lemonsqueezy.com/help/getting-started/fees
- https://www.lemonsqueezy.com/reporting/merchant-of-record
- https://docs.lemonsqueezy.com/help/getting-started/getting-paid
- https://docs.lemonsqueezy.com/help/getting-started/prohibited-products
- https://freemius.com/blog/payment-platform-restrictions-ai-apps/
- https://docs.lemonsqueezy.com/help/getting-started/supported-countries
- https://docs.lemonsqueezy.com/help/getting-started/activate-your-store
- https://docs.lemonsqueezy.com/help/getting-started/verify-your-identity
- https://docs.lemonsqueezy.com/guides/developer-guide/getting-started
- https://www.lemonsqueezy.com/blog/2026-update
- https://docs.stripe.com/payments/managed-payments/changelog
- https://docs.stripe.com/payments/managed-payments

No legal or tax advice. Facts as of 2026-10-10; verify the original source before acting.


---

# Apify Store – can an AI agent earn money here?

- Atlas page: https://earningpaths.dev/platforms/apify (also .json)
- Platform: https://apify.com/store
- Category: Agent tools marketplace
- Last verified: 2026-10-10
- License: CC BY 4.0 – attribute "Earning Paths Atlas (https://earningpaths.dev/platforms/apify)"

Marketplace for automation tools (Actors); usable by AI agents via MCP and x402.

> Note: The rental model (flat monthly fee) was retired on 2026-10-01; no new rental Actors since 2026-04-01. Actors not migrated run as pay-per-usage with no developer revenue. Monetisation via pay-per-event.

## Facts

- **AI content allowed:** N/A – Not applicable (tools, not content).
- **Bot / API operation:** Yes – Actors are automation; agents can use them via MCP and pay via x402 (pay-per-event only, limited permissions, no Standby). (official upload/listing API: yes)
- **KYC:** Required – KYC before payout (ID, address, tax data possible); 18+.
- **Fees:** 80% of event revenue minus platform costs; only paid-plan usage counts.
- **Payout minimum:** 20 USD – PayPal/Wise 20 USD, other methods 100 USD; monthly.
- **Payout methods:** PayPal, Wise, Bank transfer
- **VAT handled by:** Unknown – Apify bills users and pays developers monthly; tax role not checked.
- **Germany possible:** Unknown

## Human steps

1. Create account, publish Actor (≈ 10 min)
2. KYC and payment details for payouts (≈ 15 min)

## Known ban reasons

- Prohibited activities, unlawful/harmful/misleading content
- Promoting off-platform offers
- Faulty Actors deprecated/removed after 30 days

## Documented costs of mistakes

- Only usage from paid Apify plans counts; runs by free-plan users earn nothing. (source: https://docs.apify.com/platform/actors/publishing/monetize/pay-per-event)
- Faulty Actors are deprecated/removed after 30 days. (source: https://docs.apify.com/legal/store-publishing-terms-and-conditions)
- Wrong payout method: 100 USD instead of 20 USD minimum. (source: https://docs.apify.com/actors/publishing/monetize/monthly-payouts)

## Step-by-step playbook

Free: https://earningpaths.dev/plans/apify (Markdown)

## Sources

- https://docs.apify.com/platform/actors/publishing/monetize/pay-per-event
- https://docs.apify.com/actors/publishing/monetize/monthly-payouts
- https://docs.apify.com/legal/store-publishing-terms-and-conditions
- https://docs.apify.com/platform/integrations/x402
- https://help.apify.com/en/articles/10057167-how-developer-payouts-work
- https://docs.apify.com/actors/publishing/monetize/rental
- https://blog.apify.com/standardizing-actor-pricing/

No legal or tax advice. Facts as of 2026-10-10; verify the original source before acting.


---

# Fiverr – can an AI agent earn money here?

- Atlas page: https://earningpaths.dev/platforms/fiverr (also .json)
- Platform: https://www.fiverr.com
- Category: Freelance
- Last verified: 2026-10-09
- License: CC BY 4.0 – attribute "Earning Paths Atlas (https://earningpaths.dev/platforms/fiverr)"

Freelance marketplace for services (gigs).

## Facts

- **AI content allowed:** Conditional – Transparent AI use allowed; disclose on request; deceiving/concealing AI origin prohibited.
- **Bot / API operation:** No – Bots, scripts, multiple accounts and artificial engagement prohibited. (official upload/listing API: no)
- **KYC:** Required – ID (possibly selfie) and personal/business verification under EU DSA before first gig; sometimes a one-time ID verification fee.
- **Fees:** 20% per completed order (incl. tips/extras).
- **Payout minimum:** 1 USD – PayPal 1 USD; Payoneer account 10 USD; bank via Payoneer 20 USD. Clearance after 14 days.
- **Payout methods:** PayPal, Bank, Payoneer
- **VAT handled by:** You (seller) – Fiverr charges VAT on its 20% commission and the client service fee; the service itself is supplied by the freelancer.
- **Germany possible:** Yes (inferred) – EU freelancers are verified under the DSA; EU clients may see name and address.

## Human steps

1. Create seller profile, create gigs (≈ 30 min)

## Known ban reasons

- Automation/bots
- Multiple accounts
- Deceptive AI use

## Sources

- https://help.fiverr.com/hc/en-us/articles/34998793899665-Using-AI-on-Fiverr-Guidelines-for-freelancers-and-clients
- https://help.fiverr.com/hc/en-us/articles/32243087473553-Community-Standards-Integrity-and-Authenticity
- https://help.fiverr.com/hc/en-us/articles/360011421198-FAQs-for-freelancers
- https://wise.com/gb/blog/fiverr-payments
- https://help.fiverr.com/hc/en-us/articles/360010530058-Withdrawing-your-earnings-managing-payout-methods
- https://help.fiverr.com/hc/en-us/articles/13127850435345-Verify-your-identity
- https://help.fiverr.com/hc/en-us/articles/22582440968849-Personal-business-information-verification
- https://help.fiverr.com/hc/en-us/articles/360010453457-Taxes-on-purchases

No legal or tax advice. Facts as of 2026-10-09; verify the original source before acting.


---

# Upwork – can an AI agent earn money here?

- Atlas page: https://earningpaths.dev/platforms/upwork (also .json)
- Platform: https://www.upwork.com
- Category: Freelance
- Last verified: 2026-10-10
- License: CC BY 4.0 – attribute "Earning Paths Atlas (https://earningpaths.dev/platforms/upwork)"

Freelance platform for projects and hourly contracts.

## Facts

- **AI content allowed:** Conditional – AI work allowed; disclose AI use; don't present it as human work if client forbids AI (secondary source).
- **Bot / API operation:** No – Unauthorised automated activity prohibited. (official upload/listing API: no)
- **KYC:** Required – ID, proof of address, phone, possibly live video call; review up to 48 h.
- **Fees:** Variable service fee 0–15% per contract.
- **Payout minimum:** 5 USD – Direct to Local Bank from 5 USD (0.99 USD fee); Direct to U.S. Bank: free with a US tax address, otherwise 2.99 USD per withdrawal since 2026-09-01; manual withdrawal of any amount; 100 USD only default for scheduled payouts.
- **Payout methods:** Direct to Local Bank (DE: EUR), other methods (e.g. Payoneer)
- **VAT handled by:** You (seller) – Upwork charges EU freelancers VAT on service fee, membership and Connects (reverse charge with VAT ID); not MoR for the freelance service.
- **Germany possible:** Yes – Direct to Local Bank in EUR available for DE.

## Human steps

1. Create profile and verify identity (possibly live video call) (≈ 30 min)

## Known ban reasons

- Unauthorised automation
- Failed identity verification

## Sources

- https://support.upwork.com/hc/en-us/articles/211062538-Learn-about-the-Freelancer-Service-Fee
- https://support.upwork.com/hc/en-us/articles/211067788-Location-and-government-ID-verification
- https://www.freelancefilter.com/upwork-freelancer-terms-of-service-2026
- https://support.upwork.com/hc/article_attachments/49240410937491
- https://support.upwork.com/hc/en-us/articles/211060578-What-are-the-fees-limits-and-timing-of-Direct-to-Local-Bank-payments
- https://support.upwork.com/hc/en-us/articles/39695098084371-Understanding-Upwork-s-Withdrawal-Options-and-the-100-Minimum
- https://support.upwork.com/hc/en-us/articles/211061278-Value-Added-Tax-VAT-on-Freelancer-Fees
- https://support.upwork.com/hc/en-us/articles/227022468-Direct-to-U-S-Bank-timing-and-fees-explained
- https://support.upwork.com/hc/en-us/articles/211060918-How-to-get-paid-on-Upwork

No legal or tax advice. Facts as of 2026-10-10; verify the original source before acting.


---

# Amazon PartnerNet (DE) – can an AI agent earn money here?

- Atlas page: https://earningpaths.dev/platforms/amazon-partnernet-de (also .json)
- Platform: https://partnernet.amazon.de
- Category: Affiliate
- Last verified: 2026-10-09
- License: CC BY 4.0 – attribute "Earning Paths Atlas (https://earningpaths.dev/platforms/amazon-partnernet-de)"

Affiliate program: commission on Amazon purchases via your links.

## Facts

- **AI content allowed:** Conditional – AI content not explicitly banned; since April 2026 content must be original with own commentary, analysis or transformation.
- **Bot / API operation:** No – Artificial clicks/impressions/sessions via bots or software prohibited; data mining, bots and extraction tools for program content prohibited; AI training only with written consent.
- **KYC:** Conditional – Tax interview; for US earnings a validated tax interview with exactly matching identity.
- **Fees:** No fee; commission per category (not captured here).
- **Payout minimum:** 25 EUR – Bank/gift card 25 EUR, cheque 50 EUR; paid ~60 days after month end.
- **Payout methods:** Bank transfer, Amazon gift card, Cheque
- **VAT handled by:** N/A – Amazon sells; affiliate receives commission.
- **Germany possible:** Yes

## Human steps

1. Apply with own website/app/social presence, tax and payment details (≈ 20 min)

## Known ban reasons

- No 3 qualifying sales within 180 days (application closed)
- Undisclosed affiliate links
- No own public presence with original content

## Sources

- https://partnernet.amazon.de/help/operating/policies
- https://partnernet.amazon.de/help/operating/participation
- https://partnernet.amazon.de/help/node/topic/GKDG94FQSRXSJCGK
- https://partnernet.amazon.de/help/operating/compare
- https://partnernet.amazon.de/help/operating/linking

No legal or tax advice. Facts as of 2026-10-09; verify the original source before acting.


---

# YouTube Partner Program – can an AI agent earn money here?

- Atlas page: https://earningpaths.dev/platforms/youtube (also .json)
- Platform: https://www.youtube.com
- Category: Content / ads
- Last verified: 2026-10-09
- License: CC BY 4.0 – attribute "Earning Paths Atlas (https://earningpaths.dev/platforms/youtube)"

Ad revenue and other monetisation for channels.

> Note: YPP: 1,000 subscribers + 4,000 watch hours (12 months) or 10M Shorts views (90 days); from 2027-02-01 new applicants need 8,000 h or 20M.

## Facts

- **AI content allowed:** Conditional – Disclose realistic AI/altered content; mass-produced, templated, repetitive content is 'inauthentic' and not monetisable.
- **Bot / API operation:** Conditional – Upload via YouTube Data API (videos.insert); uploads from unverified API projects (created after 2020-07-28) stay private until audit. (official upload/listing API: yes)
- **KYC:** Required – AdSense for YouTube: identity and address verification (PIN by mail) once earnings start.
- **Fees:** Revenue share (not captured here).
- **Payout minimum:** 100 USD – AdSense threshold (or local equivalent).
- **Payout methods:** Bank transfer/EFT (DE: EUR, test deposit required)
- **VAT handled by:** N/A
- **Germany possible:** Yes – DE is eligible for the YouTube Partner Program.

## Human steps

1. Create channel, 2-step verification, link AdSense (≈ 20 min)

## Known ban reasons

- Inauthentic/mass-produced content
- Undisclosed realistic AI content
- Active strikes

## Sources

- https://support.google.com/youtube/answer/72851
- https://blog.youtube/news-and-events/youtube-partner-program-updates-2027-new-opportunities-earn/
- https://support.google.com/youtube/answer/14328491
- https://support.google.com/youtube/answer/1311392
- https://developers.google.com/youtube/v3/docs/videos/insert
- https://support.google.com/youtube/answer/7101720
- https://support.google.com/youtube/answer/14732067?hl=de
- https://support.google.com/youtube/answer/11602441

No legal or tax advice. Facts as of 2026-10-09; verify the original source before acting.


---

# Superteam Earn (Bounties) – can an AI agent earn money here?

- Atlas page: https://earningpaths.dev/platforms/superteam-earn (also .json)
- Platform: https://superteam.fun/earn/agents/
- Category: Bounties
- Last verified: 2026-10-09
- License: CC BY 4.0 – attribute "Earning Paths Atlas (https://earningpaths.dev/platforms/superteam-earn)"

Bounty/project platform in the Solana ecosystem with a dedicated agent API.

> Note: Payouts mostly in crypto – clarify tax treatment first.

## Facts

- **AI content allowed:** Conditional – Agents may only submit to listings marked AGENT_ALLOWED or AGENT_ONLY.
- **Bot / API operation:** Yes – Official agent API: register, list listings, create submissions. Agents cannot do OAuth, wallet signing or KYC. (official upload/listing API: yes)
- **KYC:** Conditional – Human KYC required for Superteam/Solana-sponsored rewards.
- **Fees:** No commission or listing fee for talent; sponsors pay winners directly.
- **Payout minimum:** N/A – No payout balance: sponsors pay rewards directly.
- **Payout methods:** USDC/SOL (crypto), depends on sponsor
- **VAT handled by:** N/A
- **Germany possible:** Yes (inferred) – Excluded: sanctioned persons/jurisdictions (UN, OFAC, BIS) and places where use is illegal.

## Human steps

1. Claim agent via claimCode, complete talent profile (≈ 10 min)
2. KYC for payout if required (≈ 15 min)

## Known ban reasons

- Spam submissions
- Repeat plagiarism (permanent disqualification)
- Agent limit 60 submissions per hour

## Sources

- https://superteam.fun/earn/agents/
- https://superteam.fun/skill.md
- https://docs.superteam.fun/the-superteam-handbook/community/faqs/superteam-earn-faq
- https://superteam.fun/earn/terms-of-use.pdf
- https://superteam.fun/earn/sponsor/

No legal or tax advice. Facts as of 2026-10-09; verify the original source before acting.


---

# Shutterstock (Contributor) – can an AI agent earn money here?

- Atlas page: https://earningpaths.dev/platforms/shutterstock (also .json)
- Platform: https://submit.shutterstock.com
- Category: Stock media
- Last verified: 2026-10-09
- License: CC BY 4.0 – attribute "Earning Paths Atlas (https://earningpaths.dev/platforms/shutterstock)"

Stock agency for images, video and music.

## Facts

- **AI content allowed:** No – Contributor-submitted AI-generated (incl. AI-assisted) content is not accepted for licensing.
- **Bot / API operation:** Conditional – Upload via dashboard, app or FTP/FTPS (video FTPS/web only); no contributor upload API described. AI content not accepted anyway. (official upload/listing API: no)
- **KYC:** Conditional – Tax form before payout; Payoneer may require ID verification; 90-day wait in high-fraud countries.
- **Fees:** Contributors earn 15–40% of license price (levels per calendar year).
- **Payout minimum:** 35 USD – Per Submitter Terms v10; monthly.
- **Payout methods:** PayPal, Skrill, Payoneer
- **VAT handled by:** Platform (MoR) – Shutterstock licenses to buyers (derived from contract model).
- **Germany possible:** Yes (inferred) – New contributors from Russia and Belarus not accepted; otherwise depends on payout provider.

## Human steps

1. Create contributor account, tax form (≈ 15 min)

## Known ban reasons

- Submitting AI content

## Sources

- https://submit.shutterstock.com/help/en/articles/10594622-content-policy-updates-ai-generated-content
- https://submit.shutterstock.com/help/en/articles/10594604-how-much-will-i-be-paid-as-a-contributor-to-shutterstock
- https://submit.shutterstock.com/help/en/articles/10594679-submitter-terms-of-service-version-10
- https://submit.shutterstock.com/help/en/articles/12135709-how-do-i-set-up-or-fix-my-earnings-payment-method
- https://submit.shutterstock.com/help/en/articles/10594617-does-shutterstock-work-with-contributors-in-russia-and-belarus
- https://submit.shutterstock.com/help/en/articles/12136175-how-do-i-submit-content-to-shutterstock

No legal or tax advice. Facts as of 2026-10-09; verify the original source before acting.


---

# Pond5 – can an AI agent earn money here?

- Atlas page: https://earningpaths.dev/platforms/pond5 (also .json)
- Platform: https://www.pond5.com
- Category: Stock media
- Last verified: 2026-10-09
- License: CC BY 4.0 – attribute "Earning Paths Atlas (https://earningpaths.dev/platforms/pond5)"

Stock marketplace, video focus.

## Facts

- **AI content allowed:** No – AI-generated content not accepted for licensing; repeated submissions can lead to suspension.
- **Bot / API operation:** Conditional – Upload via FTP (ftp.pond5.com, separate FTP password); API mentioned in agreement but not publicly documented.
- **KYC:** Required – Government photo ID before first upload; name must match account.
- **Fees:** 40% exclusive video, 30% non-exclusive video, 30% music/photo/other, 20% datasets.
- **Payout minimum:** 25 USD – Automatic on the 15th of each month.
- **Payout methods:** PayPal, Skrill (4% deduction), Payoneer
- **VAT handled by:** Platform (MoR) – Pond5 licenses to buyers (derived from contract model).
- **Germany possible:** Unknown

## Human steps

1. Create contributor account, set up payout (≈ 15 min)

## Known ban reasons

- Repeatedly submitting AI content

## Sources

- https://www.pond5.com/help/en/articles/10086182-does-pond5-allow-ai-generated-content-for-licensing
- https://contributor.pond5.com/getting-started/payout-overview/
- https://www.pond5.com/legal/contributor
- https://contributor.pond5.com/faq/
- https://contributor.pond5.com/getting-started/become-a-pond5-artist/
- https://contributor.pond5.com/getting-started/uploading-your-files/

No legal or tax advice. Facts as of 2026-10-09; verify the original source before acting.


---

# Ko-fi – can an AI agent earn money here?

- Atlas page: https://earningpaths.dev/platforms/ko-fi (also .json)
- Platform: https://ko-fi.com
- Category: Creator support
- Last verified: 2026-10-09
- License: CC BY 4.0 – attribute "Earning Paths Atlas (https://earningpaths.dev/platforms/ko-fi)"

Tips, memberships, shop and commissions for creators.

## Facts

- **AI content allowed:** Conditional – Allowed if lawful and disclosed; presenting as human-made prohibited; AI content excluded from contests.
- **Bot / API operation:** Conditional – No public REST API, only an outbound payment webhook; page and shop are maintained manually. (official upload/listing API: no)
- **KYC:** Conditional – KYC via the connected processor (Stripe Standard or PayPal), depending on country and business type.
- **Fees:** Free: 0% on one-time tips/crowdfunding, 5% on shop, commissions, memberships; plus processor fees.
- **Payout minimum:** No minimum – Payments go directly to own PayPal/Stripe; no Ko-fi minimum.
- **Payout methods:** PayPal, Stripe
- **VAT handled by:** You (seller) – Creator is responsible for VAT.
- **Germany possible:** Yes – Stripe available in DE (Ko-fi uses Stripe Standard, not Express).

## Human steps

1. Create page, connect PayPal or Stripe (≈ 10 min)

## Known ban reasons

- Illegal/prohibited content
- Fraud
- Spam/SEO abuse
- Payment-provider violations; three strikes can lead to permanent suspension

## Sources

- https://help.ko-fi.com/hc/en-us/articles/360002506494-Does-Ko-fi-take-a-fee
- https://help.ko-fi.com/hc/en-us/articles/115003980093-How-do-I-get-paid
- https://help.ko-fi.com/hc/en-us/articles/10792069957661-How-tax-works-on-Ko-fi
- https://help.ko-fi.com/hc/en-us/articles/19789627403293-Ko-fi-s-stance-on-AI
- https://help.ko-fi.com/hc/en-us/articles/360009265834-Can-I-use-Stripe-in-my-country
- https://help.ko-fi.com/hc/en-us/articles/360004162298-Does-Ko-fi-have-an-API-or-webhook
- https://help.ko-fi.com/hc/en-us/articles/360007937553-Ko-fi-Content-Guidelines

No legal or tax advice. Facts as of 2026-10-09; verify the original source before acting.


---

# Patreon – can an AI agent earn money here?

- Atlas page: https://earningpaths.dev/platforms/patreon (also .json)
- Platform: https://www.patreon.com
- Category: Creator support
- Last verified: 2026-10-10
- License: CC BY 4.0 – attribute "Earning Paths Atlas (https://earningpaths.dev/platforms/patreon)"

Memberships and subscriptions for creators.

## Facts

- **AI content allowed:** Conditional – AI content allowed; for 18+ hyperrealistic depictions of real people only with documented consent.
- **Bot / API operation:** Conditional – API v2 with OAuth; API v1 was retired on 2026-10-07 (extension to 2027-01-20 only if requested by 10-07). Automated posting must follow Community Guidelines. API v2 documents read-only endpoints for posts; post creation via API not documented.
- **KYC:** Conditional – Identity verification may be required; payouts locked until done, account suspended after 60 days.
- **Fees:** 10% platform fee (new creators from 2025-08-04) + processing 2.9% + 0.30 USD (non-US PayPal 3.9% + 0.30 USD).
- **Payout minimum:** 10 USD – PayPal 10 USD (1% fee, max 20 USD); Payoneer 25 USD (1 USD per payout).
- **Payout methods:** PayPal, Payoneer
- **VAT handled by:** Partly platform – Patreon collects and remits VAT for EU members where required (added on top of the membership payment).
- **Germany possible:** Yes (inferred) – Excluded e.g. Cuba, Iran, North Korea, Syria, Crimea, DNR, LNR.

## Human steps

1. Create creator page, set up payout (≈ 15 min)

## Known ban reasons

- Repeated Community Guidelines violations
- Pending identity verification (suspension after 60 days)

## Sources

- https://support.patreon.com/hc/en-us/articles/11111747095181-Creator-fees-overview
- https://support.patreon.com/hc/en-us/articles/36426991446797-A-standard-platform-fee-for-new-creators-effective-after-August-4-2025
- https://support.patreon.com/hc/en-us/articles/16477355698957-Taxes-on-creator-fees
- https://support.patreon.com/hc/en-us/articles/34055590411789-Understanding-Patreon-s-AI-policies-for-Adult-18-creators
- https://support.patreon.com/hc/en-us/articles/34582075437069-Account-Identity-Verification-FAQ
- https://support.patreon.com/hc/en-us/articles/205259549-How-VAT-works-for-creators-on-Patreon
- https://docs.patreon.com/
- https://www.patreon.com/policy/guidelines

No legal or tax advice. Facts as of 2026-10-10; verify the original source before acting.


---

# Stripe Machine Payments (MPP/x402) – can an AI agent earn money here?

- Atlas page: https://earningpaths.dev/platforms/stripe-mpp (also .json)
- Platform: https://docs.stripe.com/payments/machine
- Category: Agent payments
- Last verified: 2026-10-09
- License: CC BY 4.0 – attribute "Earning Paths Atlas (https://earningpaths.dev/platforms/stripe-mpp)"

Agents pay per call via HTTP 402 (MPP with card/SPT or stablecoin, x402 with USDC); settles in fiat to Stripe balance.

> Note: Minimum per payment: 0.50 USD by card (SPT), 0.01 USDC by stablecoin. Stablecoin fee not documented here.

## Facts

- **AI content allowed:** N/A – Not applicable (payment infrastructure).
- **Bot / API operation:** Yes – Built for agents: server returns 402, agent pays and retries. (official upload/listing API: yes)
- **KYC:** Required – Stripe account verification (ID).
- **Fees:** DE: standard EEA cards 1.5% + 0.25 EUR (premium 2.8% + 0.25 EUR); stablecoin payments 1.5% incl. conversion.
- **Payout minimum:** 0.01 EUR – Payout minimum generally the smallest currency unit, depends on bank partner.
- **Payout methods:** Stripe payout to bank account (fiat)
- **VAT handled by:** You (seller) – Stripe is a payment processor, not the seller.
- **Germany possible:** Conditional – Stablecoins outside the US only on request (30+ countries); card SPTs per supported-country list.

## Human steps

1. Create Stripe account with identity verification (≈ 20 min)
2. Outside the US: request stablecoin access by email (≈ 5 min)

## Known ban reasons

- Restricted/prohibited business types per Stripe list
- Missing or failed account verification

## Sources

- https://docs.stripe.com/payments/machine
- https://docs.stripe.com/payments/machine/mpp
- https://docs.stripe.com/payments/machine/x402
- https://docs.stripe.com/agentic-commerce/monetize-mcp
- https://stripe.com/de/pricing
- https://stripe.com/pricing
- https://docs.stripe.com/payouts?locale=de-DE
- https://stripe.com/legal/restricted-businesses

No legal or tax advice. Facts as of 2026-10-09; verify the original source before acting.


---

# x402 (Coinbase CDP Facilitator) – can an AI agent earn money here?

- Atlas page: https://earningpaths.dev/platforms/x402 (also .json)
- Platform: https://docs.cdp.coinbase.com/x402
- Category: Agent payments
- Last verified: 2026-10-09
- License: CC BY 4.0 – attribute "Earning Paths Atlas (https://earningpaths.dev/platforms/x402)"

Open HTTP 402 payment protocol; agents pay per call in USDC (mostly Base).

> Note: Payments screened against OFAC sanctions and KYT risk. Crypto income – clarify tax treatment first.

## Facts

- **AI content allowed:** N/A – Not applicable (payment protocol).
- **Bot / API operation:** Yes – Agent-native: buyers need no signup or API key. (official upload/listing API: yes)
- **KYC:** Not required – CDP account with API key required; business verification only for custodial APIs, x402 is among non-custodial tools without it.
- **Fees:** CDP facilitator: first 1,000 settlements/month free, then 0.001 USD each.
- **Payout minimum:** N/A – Payments go on-chain straight to your wallet; no payout balance.
- **Payout methods:** USDC wallet (crypto)
- **VAT handled by:** You (seller)
- **Germany possible:** Unknown

## Human steps

1. Create CDP account and API key, set up receiving wallet (≈ 20 min)

## Known ban reasons

- Payments from sanctioned or high-risk wallets are declined (OFAC/KYT)
- Violations of Coinbase Prohibited & Conditional Use Policy

## Sources

- https://docs.cdp.coinbase.com/x402/support/faq
- https://docs.cdp.coinbase.com/x402/quickstart-for-sellers
- https://docs.cdp.coinbase.com/x402/network-support
- https://docs.cdp.coinbase.com/get-started/initial-setup

No legal or tax advice. Facts as of 2026-10-09; verify the original source before acting.


---

# Hugging Face – can an AI agent earn money here?

- Atlas page: https://earningpaths.dev/platforms/hugging-face (also .json)
- Platform: https://huggingface.co
- Category: AI hub
- Last verified: 2026-10-10
- License: CC BY 4.0 – attribute "Earning Paths Atlas (https://earningpaths.dev/platforms/hugging-face)"

Hub for models, datasets and Spaces.

> Note: Per forum and secondary source, Hugging Face does not pay model/Space authors; monetisation only via your own payment flow.

## Facts

- **AI content allowed:** N/A – Not applicable.
- **Bot / API operation:** Yes – Automation via official API and tokens allowed; unauthorised bot APIs, excessive bulk activity and abuse can lead to suspension. (official upload/listing API: yes)
- **KYC:** N/A – No payouts, hence no KYC.
- **Fees:** No creator payouts documented. Creating or duplicating Gradio and Docker Spaces (even on free CPU Basic hardware) requires a paid plan: PRO 9 USD/month (personal) or Team/Enterprise (organisations). Static Spaces are free; free accounts can host up to 2 Gradio Spaces on ZeroGPU. Better hardware costs extra.
- **Payout minimum:** N/A – No creator payouts.
- **Payout methods:** N/A / unknown
- **VAT handled by:** N/A
- **Germany possible:** Yes (inferred) – Only export-control and sanctions law mentioned.

## Human steps

1. Create account, create access token (≈ 5 min)

## Known ban reasons

- Content Policy violations
- Excessive bulk activity/abuse
- Suspension possible without notice

## Sources

- https://huggingface.co/pricing
- https://discuss.huggingface.co/t/rules-guidelines-best-practices-for-monetizing-a-hf-space/139230
- https://nanoclaw-passive.vercel.app/research/template-platform-dead-ends-2026
- https://huggingface.co/content-policy
- https://huggingface.co/terms-of-service
- https://huggingface.co/docs/hub/spaces-overview

No legal or tax advice. Facts as of 2026-10-10; verify the original source before acting.


---

# GitHub Sponsors – can an AI agent earn money here?

- Atlas page: https://earningpaths.dev/platforms/github-sponsors (also .json)
- Platform: https://github.com/sponsors
- Category: Creator support
- Last verified: 2026-10-09
- License: CC BY 4.0 – attribute "Earning Paths Atlas (https://earningpaths.dev/platforms/github-sponsors)"

Sponsorship for open-source developers.

## Facts

- **AI content allowed:** N/A – Not applicable.
- **Bot / API operation:** Conditional – Accounts registered by bots are not permitted; machine accounts only if set up and owned by a human.
- **KYC:** Required – Bank, identity and tax data via Stripe Connect.
- **Fees:** 0% fee for personal accounts.
- **Payout minimum:** No minimum – Stripe Connect payout on the 22nd regardless of amount; cross-border may have a minimum; transfer/wire only from 100 USD.
- **Payout methods:** Stripe Connect (bank account)
- **VAT handled by:** You (seller) – The sponsored developer is responsible for own taxes; GitHub does not withhold tax.
- **Germany possible:** Yes – Germany is a supported region.

## Human steps

1. Sponsors profile, Stripe Connect, W-8BEN tax form (≈ 20 min)

## Known ban reasons

- Bot-registered accounts
- Account suspensions without explanation publicly reported

## Sources

- https://docs.github.com/en/sponsors/sponsoring-open-source-contributors/about-sponsorships-fees-and-taxes
- https://docs.github.com/en/sponsors/receiving-sponsorships-through-github-sponsors/tax-information-for-github-sponsors
- https://docs.github.com/en/site-policy/github-terms/github-terms-of-service
- https://x.com/VincentWei93/status/2106348878211784877
- https://docs.github.com/en/site-policy/github-terms/github-sponsors-additional-terms

No legal or tax advice. Facts as of 2026-10-09; verify the original source before acting.


---

# Product Hunt – can an AI agent earn money here?

- Atlas page: https://earningpaths.dev/platforms/product-hunt (also .json)
- Platform: https://www.producthunt.com
- Category: Distribution
- Last verified: 2026-10-09
- License: CC BY 4.0 – attribute "Earning Paths Atlas (https://earningpaths.dev/platforms/product-hunt)"

Launch platform for visibility; no direct payouts.

## Facts

- **AI content allowed:** Conditional – AI-written comments allowed but may be flagged 'Likely AI'.
- **Bot / API operation:** No – Fake accounts, bot-like voting and paid upvotes lead to removal and permanent bans.
- **KYC:** N/A – No payouts via the platform.
- **Fees:** Free.
- **Payout minimum:** N/A – No payouts via the platform.
- **Payout methods:** N/A / unknown
- **VAT handled by:** N/A
- **Germany possible:** N/A – Pure visibility/directory platform.

## Human steps

1. Personal account (no company accounts), onboarding, prepare launch (≈ 30 min)

## Known ban reasons

- Asking for/buying upvotes
- Fake accounts

## Sources

- https://www.producthunt.com/launch/how-product-hunt-works
- https://help.producthunt.com/en/articles/479557-how-to-post-a-product
- https://help.producthunt.com/en/articles/16631218-what-is-a-likely-ai-comment

No legal or tax advice. Facts as of 2026-10-09; verify the original source before acting.


---

# Smithery – can an AI agent earn money here?

- Atlas page: https://earningpaths.dev/platforms/smithery (also .json)
- Platform: https://smithery.ai
- Category: MCP directory
- Last verified: 2026-10-09
- License: CC BY 4.0 – attribute "Earning Paths Atlas (https://earningpaths.dev/platforms/smithery)"

Directory and hosting for MCP servers; distribution, no creator payouts documented.

## Facts

- **AI content allowed:** N/A – Not applicable.
- **Bot / API operation:** Yes – Publish via API/CLI (hosted URL, JS module, MCPB bundle); public servers scanned automatically. (official upload/listing API: yes)
- **KYC:** N/A – No payouts via the platform.
- **Fees:** Listing free (secondary source).
- **Payout minimum:** N/A – No payouts via the platform.
- **Payout methods:** N/A / unknown
- **VAT handled by:** N/A
- **Germany possible:** N/A – Pure visibility/directory platform.

## Human steps

1. Create account, publish server (≈ 10 min)

## Sources

- https://www.smithery.ai/docs/build/publish
- https://www.smithery.ai/docs/api-reference/servers/publish-a-server
- https://www.popmcp.com/blog/mcp-server-directory-comparison/

No legal or tax advice. Facts as of 2026-10-09; verify the original source before acting.


---

# Glama – can an AI agent earn money here?

- Atlas page: https://earningpaths.dev/platforms/glama (also .json)
- Platform: https://glama.ai
- Category: MCP directory
- Last verified: 2026-10-10
- License: CC BY 4.0 – attribute "Earning Paths Atlas (https://earningpaths.dev/platforms/glama)"

MCP server registry, inspector and gateway; no creator payouts documented.

## Facts

- **AI content allowed:** N/A – Not applicable.
- **Bot / API operation:** Unknown – Servers: submission via GitHub repo; ownership via glama.json or GitHub login. Remote servers (connectors): submission by URL (HTTPS, Streamable HTTP), ownership proof via DNS TXT or /.well-known/glama.json. Glama also ingests every entry of the official MCP Registry.
- **KYC:** N/A – No payouts via the platform.
- **Fees:** Listing free; hosting paid.
- **Payout minimum:** N/A – No payouts via the platform.
- **Payout methods:** N/A / unknown
- **VAT handled by:** N/A
- **Germany possible:** N/A – Pure visibility/directory platform.

## Human steps

1. Submit GitHub repo, add glama.json (≈ 10 min)

## Known ban reasons

- Servers found malicious are delisted
- No distribution if reproducible build fails

## Sources

- https://glama.ai/blog/2025-07-08-what-is-glamajson
- https://glama.ai/mcp/methodology
- https://glama.ai/mcp/hosting
- https://glama.ai/mcp/faq

No legal or tax advice. Facts as of 2026-10-10; verify the original source before acting.


---

# Medium Partner Program – can an AI agent earn money here?

- Atlas page: https://earningpaths.dev/platforms/medium-partner (also .json)
- Platform: https://medium.com
- Category: Content / ads
- Last verified: 2026-10-10
- License: CC BY 4.0 – attribute "Earning Paths Atlas (https://earningpaths.dev/platforms/medium-partner)"

Earnings for stories behind the Medium paywall.

> Note: Partner Program open again since 2026-08-26, with instant eligibility check instead of an application (member, at least 1 story, profile with photo and bio, bank in a payout country, 18+). Earnings based on paying members' reading time and engagement; Boost bonus; external reads +5%, search and email traffic weighted higher; one-time amount for newly converted members.

## Facts

- **AI content allowed:** Conditional – Fully AI-generated stories cannot be paywalled; AI assistance allowed, disclose in first two paragraphs.
- **Bot / API operation:** No – No new API tokens/integrations; API deprecated. Using the API for spam and automatically generated posts is prohibited. (official upload/listing API: no)
- **KYC:** Required – Bank account and tax residence in eligible country, active Stripe account, 18+.
- **Fees:** Active Medium membership required.
- **Payout minimum:** 10 USD – Monthly, usually by the 10th.
- **Payout methods:** Stripe
- **VAT handled by:** N/A
- **Germany possible:** Yes

## Human steps

1. Medium membership (paid), profile, connect Stripe (≈ 15 min)

## Known ban reasons

- Fully AI-generated content behind the paywall

## Sources

- https://help.medium.com/hc/en-us/articles/39121627791639-Medium-Partner-Program-eligibility
- https://help.medium.com/hc/en-us/articles/25267297935895-Medium-Partner-Program-payouts
- https://medium.com/blog/the-medium-partner-program-is-open-again-now-with-a-faster-and-easier-enrollment-process-96c01f0e0670
- https://help.medium.com/hc/en-us/articles/213480228-API-Importing
- https://github.com/Medium/medium-policy/blob/master/api-terms-of-use.md
- https://help.medium.com/hc/en-us/articles/360036691193-Medium-Partner-Program-earnings-calculation

No legal or tax advice. Facts as of 2026-10-10; verify the original source before acting.


---

# HackerOne (Bug Bounty) – can an AI agent earn money here?

- Atlas page: https://earningpaths.dev/platforms/hackerone (also .json)
- Platform: https://hackerone.com
- Category: Bounties
- Last verified: 2026-10-19
- License: CC BY 4.0 – attribute "Earning Paths Atlas (https://earningpaths.dev/platforms/hackerone)"

Bug bounty platform: report vulnerabilities to company programs and receive rewards.

## Facts

- **AI content allowed:** Conditional – AI tools explicitly allowed; the human stays accountable for every report. Prohibited: large volumes of low-signal/unverified reports, hallucinated details, reports without proof of concept.
- **Bot / API operation:** Conditional – 'Hackbots' allowed but not fully autonomous: a human must investigate, validate and confirm every vulnerability before submission (hacker-in-the-loop). Automation only within each program's scope, request limits and rules.
- **KYC:** Required – For any monetary reward: identity verification via Veriff (valid 12 months), a valid payment method and an approved tax form.
- **Fees:** No platform fee for hackers documented; HackerOne charges no bank fee itself, SWIFT payments may incur bank fees.
- **Payout minimum:** No minimum – PayPal no minimum; BTC/USDC wallet 15 USD; bank transfer 50 USD (local) or 100 USD (SWIFT/priority).
- **Payout methods:** PayPal, Bank transfer (Currencycloud), BTC/USDC wallet (crypto)
- **VAT handled by:** N/A – Rewards, not sales; the recipient handles taxes.
- **Germany possible:** Yes (inferred) – Persons subject to export-control/sanctions law (US, UK, EU etc.) are excluded; banks on the OFAC list cannot be used.

## Human steps

1. Create account and verify identity via Veriff (≈ 15 min)
2. Complete tax form (W-8BEN for non-US persons) (≈ 10 min)
3. Validate and confirm every finding before submitting (≈ 30 min)

## Known ban reasons

- Large volumes of low-signal or unverified AI reports
- Fabricated endpoints/impact (hallucinations)
- Unsafe testing, out-of-scope activity, excessive traffic
- Third-party bank account for payouts

## Sources

- https://www.hackerone.com/policies/code-of-conduct
- https://www.hackerone.com/blog/welcome-hackbots-how-ai-shaping-future-vulnerability-discovery
- https://docs.hackerone.com/en/articles/8395720-payment-preferences
- https://www.hackerone.com/terms/community

No legal or tax advice. Facts as of 2026-10-19; verify the original source before acting.


---

# Immunefi (Web3 Bug Bounty) – can an AI agent earn money here?

- Atlas page: https://earningpaths.dev/platforms/immunefi (also .json)
- Platform: https://immunefi.com
- Category: Bounties
- Last verified: 2026-10-19
- License: CC BY 4.0 – attribute "Earning Paths Atlas (https://earningpaths.dev/platforms/immunefi)"

Bug bounty platform for web3/smart contracts; rewards mostly in USDC.

## Facts

- **AI content allowed:** Conditional – AI-generated/automated-scanner reports are prohibited if they lack the required impact information for the reported asset; PoC required depending on program.
- **Bot / API operation:** Conditional – Prohibited: automated testing that generates significant traffic and any testing on mainnet/public testnet (immediate permanent ban). Submission only via the Immunefi dashboard.
- **KYC:** Conditional – Per program: some require ID and proof of address, some only for critical findings, some none. Missing KYC can forfeit the reward.
- **Fees:** Unknown
- **Payout minimum:** Unknown
- **Payout methods:** USDC wallet (crypto)
- **VAT handled by:** N/A – Rewards, not sales.
- **Germany possible:** Yes (inferred) – Excluded: countries restricted by OFAC/UNSC (Immunefi program example).

## Human steps

1. Create account (≈ 5 min)
2. KYC for the specific program if required (≈ 15 min)
3. Provide wallet for USDC payout (≈ 5 min)

## Known ban reasons

- Testing on mainnet or public testnet
- Automated testing generating significant traffic
- AI/scanner reports without impact info, spam, placeholder reports
- Multiple accounts; inauthentic KYC information

## Sources

- https://immunefi.com/rules/
- https://immunefi.com/bug-bounty/immunefi/information

No legal or tax advice. Facts as of 2026-10-19; verify the original source before acting.


---

# Algora (Open-Source-Bounties) – can an AI agent earn money here?

- Atlas page: https://earningpaths.dev/platforms/algora (also .json)
- Platform: https://algora.io
- Category: Bounties
- Last verified: 2026-10-19
- License: CC BY 4.0 – attribute "Earning Paths Atlas (https://earningpaths.dev/platforms/algora)"

Bounties on GitHub issues: submit a pull request, get paid on merge.

## Facts

- **AI content allowed:** Unknown – No rule on AI-generated code in the checked pages.
- **Bot / API operation:** No – ToS (last updated 2021-08-17): using 'any robot, spider, or other automatic device, process, or means to access Service for any purpose' is prohibited. The code work itself happens on GitHub, whose rules apply as well. (official upload/listing API: no)
- **KYC:** Unknown – Payout via Stripe; extent of verification not documented. Minimum age 18.
- **Fees:** Contributors keep 100% of the bounty; funders pay a 9% service fee on top.
- **Payout minimum:** Unknown
- **Payout methods:** Stripe
- **VAT handled by:** N/A – Reward for work; per Algora it handles invoices, payouts and compliance for funders.
- **Germany possible:** Yes (inferred) – Payouts per Algora in 120 countries, 2–7 days.

## Human steps

1. Sign up on Algora, link GitHub, connect Stripe (≈ 15 min)

## Known ban reasons

- Automated access to the service (ToS)
- Spam/advertising

## Sources

- https://algora.io/terms
- https://app.algora.io/us

No legal or tax advice. Facts as of 2026-10-19; verify the original source before acting.


---

# Kaggle (Wettbewerbe) – can an AI agent earn money here?

- Atlas page: https://earningpaths.dev/platforms/kaggle (also .json)
- Platform: https://www.kaggle.com
- Category: Competitions
- Last verified: 2026-10-19
- License: CC BY 4.0 – attribute "Earning Paths Atlas (https://earningpaths.dev/platforms/kaggle)"

Data science competitions with prizes; submissions also via official CLI/API.

> Note: The Terms limit the Services to 'internal, personal, non-commercial use'; prizes run via the competition rules.

## Facts

- **AI content allowed:** Unknown – Rules per competition; no general AI rule in the Terms.
- **Bot / API operation:** Conditional – Official CLI (Apache-2.0) can list competitions, download data and submit; 'Environments' accept uploaded agents. Prohibited: crawling/scraping, more than one account, sharing accounts. (official upload/listing API: yes)
- **KYC:** Unknown – Prize requirements are in each competition's rules; not checked in general.
- **Fees:** Participation free.
- **Payout minimum:** Unknown
- **Payout methods:** N/A / unknown
- **VAT handled by:** N/A – Prize, not a sale.
- **Germany possible:** Yes – Excluded: Crimea, DNR, LNR, Cuba, Iran, North Korea; individual competitions may restrict further.

## Human steps

1. Create account, create API token (≈ 5 min)
2. Accept competition rules (≈ 5 min)

## Known ban reasons

- Multiple accounts (ban, disqualification)
- Crawling/scraping
- Cryptomining

## Sources

- https://www.kaggle.com/terms
- https://github.com/Kaggle/kaggle-api

No legal or tax advice. Facts as of 2026-10-19; verify the original source before acting.


---

# Numerai (Tournament) – can an AI agent earn money here?

- Atlas page: https://earningpaths.dev/platforms/numerai (also .json)
- Platform: https://numer.ai
- Category: Competitions
- Last verified: 2026-10-19
- License: CC BY 4.0 – attribute "Earning Paths Atlas (https://earningpaths.dev/platforms/numerai)"

Submit stock-market predictions from a model; only staked (NMR) submissions earn payouts – or get burned.

> Note: Per Numerai, staking is not an investment; only on your own submissions.

## Facts

- **AI content allowed:** Yes – The product is model predictions; machine models are the intended path.
- **Bot / API operation:** Yes – Official API (NumerAPI/GraphQL) for download, submission and staking; API token with web3_staking scope for automated staking. Optional Model Uploads (Numerai runs the model). (official upload/listing API: yes)
- **KYC:** Unknown – No KYC in the checked pages; buying NMR e.g. at Coinbase (its KYC).
- **Fees:** No fee documented; gas costs for direct contract use are the user's. Risk: up to 100% of the stake per round can be burned.
- **Payout minimum:** 0.1 NMR – Minimum stake 0.1 NMR per round; no payout without stake (paper trading).
- **Payout methods:** NMR (crypto, Ethereum)
- **VAT handled by:** N/A – No sales; Numerai provides yearly tax reports in the account.
- **Germany possible:** Unknown

## Human steps

1. Create account, create API key (≈ 5 min)
2. Buy NMR and fund the Privy wallet (staking only) (≈ 20 min)

## Known ban reasons

- No ban reason documented; main risk is losing (burning) staked NMR

## Sources

- https://docs.numer.ai/numerai-tournament/staking
- https://docs.numer.ai/numerai-tournament/faq
- https://docs.numer.ai/numerai-tournament/submissions

No legal or tax advice. Facts as of 2026-10-19; verify the original source before acting.


---

# Rapid API Hub (RapidAPI) – can an AI agent earn money here?

- Atlas page: https://earningpaths.dev/platforms/rapidapi (also .json)
- Platform: https://rapidapi.com
- Category: API / agent marketplace
- Last verified: 2026-10-19
- License: CC BY 4.0 – attribute "Earning Paths Atlas (https://earningpaths.dev/platforms/rapidapi)"

API marketplace: list your own API with pricing plans, Rapid handles billing.

> Note: A month's revenue is paid out at the end of the following month; PayPal only.

## Facts

- **AI content allowed:** Unknown – No AI rule in the checked pages.
- **Bot / API operation:** Unknown
- **KYC:** Unknown
- **Fees:** Since 2025-11-15 a flat 25% marketplace fee on all payments; PayPal fees extra.
- **Payout minimum:** Unknown
- **Payout methods:** PayPal
- **VAT handled by:** Unknown
- **Germany possible:** Unknown

## Human steps

1. Create account, list API, set pricing plan (≈ 20 min)
2. Link PayPal account (≈ 5 min)

## Sources

- https://docs.rapidapi.com/docs/payouts-and-finance

No legal or tax advice. Facts as of 2026-10-19; verify the original source before acting.


---

# AWS Marketplace (AI agents & tools) – can an AI agent earn money here?

- Atlas page: https://earningpaths.dev/platforms/aws-marketplace (also .json)
- Platform: https://aws.amazon.com/marketplace
- Category: API / agent marketplace
- Last verified: 2026-10-19
- License: CC BY 4.0 – attribute "Earning Paths Atlas (https://earningpaths.dev/platforms/aws-marketplace)"

Sell AI agents, MCP tools and SaaS to AWS customers; billed via the AWS bill.

## Facts

- **AI content allowed:** Yes – Dedicated 'AI agents and tools' category (incl. MCP servers, agents for content, data, code).
- **Bot / API operation:** Unknown
- **KYC:** Required – Residence/incorporation in an eligible jurisdiction; tax and bank data required (no bank data needed for free products only).
- **Fees:** Public offers: SaaS 3%, server (AMI/container/ML) 20%, Data Exchange 3%; private offers tiered.
- **Payout minimum:** Unknown
- **Payout methods:** Bank account (SWIFT)
- **VAT handled by:** Partly platform – Up to two disbursements (AWS Inc. and AWS EMEA SARL); if seller and buyer are in the same country, the seller may be responsible for invoicing and tax.
- **Germany possible:** Yes – EU member states are eligible jurisdictions for paid products.

## Human steps

1. Register seller account (≈ 20 min)
2. Provide W-8 form, VAT ID and SWIFT bank account (≈ 20 min)

## Sources

- https://docs.aws.amazon.com/marketplace/latest/userguide/ai-agents-tools.html
- https://docs.aws.amazon.com/marketplace/latest/userguide/listing-fees.html
- https://docs.aws.amazon.com/marketplace/latest/userguide/user-guide-for-sellers.html

No legal or tax advice. Facts as of 2026-10-19; verify the original source before acting.


---

# Cloudflare Pay per crawl – can an AI agent earn money here?

- Atlas page: https://earningpaths.dev/platforms/cloudflare-pay-per-crawl (also .json)
- Platform: https://developers.cloudflare.com/ai-crawl-control/features/pay-per-crawl/what-is-pay-per-crawl/
- Category: AI content licensing
- Last verified: 2026-10-19
- License: CC BY 4.0 – attribute "Earning Paths Atlas (https://earningpaths.dev/platforms/cloudflare-pay-per-crawl)"

Site owners charge AI crawlers a price per request (HTTP 402); Cloudflare handles billing.

> Note: Closed beta. Monthly payouts to publishers in good standing; balance not yet visible in the dashboard. Pre-existing Stripe accounts are not compatible.

## Facts

- **AI content allowed:** N/A – Not applicable: monetising access to your own content.
- **Bot / API operation:** Yes – The paying side is AI crawlers (payment intent via headers); a charge is recorded on HTTP 200 delivery.
- **KYC:** Required – Stripe onboarding with business information and bank account.
- **Fees:** Unknown
- **Payout minimum:** Unknown
- **Payout methods:** Stripe Connect (bank account)
- **VAT handled by:** Unknown
- **Germany possible:** Unknown

## Human steps

1. Request beta access (≈ 10 min)
2. Create dedicated Stripe Connect account via Cloudflare dashboard (admin) (≈ 20 min)

## Sources

- https://developers.cloudflare.com/ai-crawl-control/features/pay-per-crawl/what-is-pay-per-crawl/
- https://developers.cloudflare.com/ai-crawl-control/features/pay-per-crawl/use-pay-per-crawl-as-site-owner/manage-payouts/

No legal or tax advice. Facts as of 2026-10-19; verify the original source before acting.


---

# Skyfire (Seller) – can an AI agent earn money here?

- Atlas page: https://earningpaths.dev/platforms/skyfire (also .json)
- Platform: https://skyfire.xyz
- Category: Agent payments
- Last verified: 2026-10-19
- License: CC BY 4.0 – attribute "Earning Paths Atlas (https://earningpaths.dev/platforms/skyfire)"

Payment and identity network for agents: as a seller agent, accept and charge pay tokens from buyer agents.

> Note: For a valid pay/kya-pay token, Skyfire guarantees payment up to the committed amount.

## Facts

- **AI content allowed:** N/A – Not applicable: payment infrastructure.
- **Bot / API operation:** Yes – Built for agents: seller agent with own API key and wallet; verify token, deliver, charge. (official upload/listing API: yes)
- **KYC:** Unknown
- **Fees:** Per ToS, Skyfire currently charges no fee for Credits or access authorisations.
- **Payout minimum:** Unknown
- **Payout methods:** N/A / unknown
- **VAT handled by:** Unknown
- **Germany possible:** Unknown

## Human steps

1. Create account by email, set up seller agent and service (≈ 15 min)

## Sources

- https://docs.skyfire.xyz/docs/seller-guide
- https://docs.skyfire.xyz/docs/payments-settlement
- https://skyfire.xyz/terms

No legal or tax advice. Facts as of 2026-10-19; verify the original source before acting.


---

# Nevermined – can an AI agent earn money here?

- Atlas page: https://earningpaths.dev/platforms/nevermined (also .json)
- Platform: https://nevermined.ai
- Category: Agent payments
- Last verified: 2026-10-19
- License: CC BY 4.0 – attribute "Earning Paths Atlas (https://earningpaths.dev/platforms/nevermined)"

Billing for agents and APIs (credits, subscriptions, per request via x402) by card or stablecoin.

> Note: Fiat currencies USD and EUR.

## Facts

- **AI content allowed:** N/A – Not applicable: payment infrastructure.
- **Bot / API operation:** Yes – SDKs/API; agents can pay per request via delegated card (x402). (official upload/listing API: yes)
- **KYC:** Required – Fiat settlement to connected Stripe/Braintree account (its verification).
- **Fees:** Fiat: 2% Nevermined + payment processor fee; stablecoin: 1% flat.
- **Payout minimum:** Unknown
- **Payout methods:** Stripe Connect (bank account), Braintree, USDC wallet (crypto)
- **VAT handled by:** Unknown
- **Germany possible:** Unknown

## Human steps

1. Create account, seller onboarding, connect Stripe (≈ 20 min)

## Sources

- https://nevermined.ai/docs/integrate/patterns/fiat-payments
- https://nevermined.ai/docs/integrate/patterns/payment-models
- https://nevermined.ai/docs/products/payments/faq

No legal or tax advice. Facts as of 2026-10-19; verify the original source before acting.


---

# L402 (Lightning HTTP 402) / Aperture – can an AI agent earn money here?

- Atlas page: https://earningpaths.dev/platforms/l402 (also .json)
- Platform: https://docs.lightning.engineering/the-lightning-network/l402
- Category: Agent payments
- Last verified: 2026-10-19
- License: CC BY 4.0 – attribute "Earning Paths Atlas (https://earningpaths.dev/platforms/l402)"

Open standard to charge for API endpoints via Bitcoin Lightning; Aperture is the open-source reverse proxy for it.

## Facts

- **AI content allowed:** N/A – Not applicable: protocol.
- **Bot / API operation:** Yes – Explicitly built for agentic commerce; clients can be wallets, programs or agents.
- **KYC:** N/A – No platform operator; payments go straight to your own Lightning node.
- **Fees:** Aperture is open source (MIT); no platform fee. Lightning routing fees possible.
- **Payout minimum:** N/A – Payments go directly to your own node; no payout balance.
- **Payout methods:** Bitcoin Lightning (crypto)
- **VAT handled by:** You (seller) – No intermediary – the provider sells directly.
- **Germany possible:** Unknown

## Human steps

1. Run a Lightning node (e.g. LND) and put Aperture in front of the API (≈ 60 min)

## Sources

- https://docs.lightning.engineering/the-lightning-network/l402
- https://github.com/lightninglabs/aperture

No legal or tax advice. Facts as of 2026-10-19; verify the original source before acting.


---

# Amazon KDP (Kindle Direct Publishing) – can an AI agent earn money here?

- Atlas page: https://earningpaths.dev/platforms/amazon-kdp (also .json)
- Platform: https://kdp.amazon.com
- Category: Self-publishing
- Last verified: 2026-10-19
- License: CC BY 4.0 – attribute "Earning Paths Atlas (https://earningpaths.dev/platforms/amazon-kdp)"

Self-publish e-books, paperbacks and hardcovers on Amazon; royalties per sale.

## Facts

- **AI content allowed:** Conditional – AI-generated text, images (incl. covers) and translations must be disclosed when publishing – even after substantial edits. AI-assisted content need not be disclosed.
- **Bot / API operation:** Unknown
- **KYC:** Unknown – Tax profile required; KDP help lists identity verification, extent not checked.
- **Fees:** E-book royalty 35% or 70% (70% minus delivery costs, only in 70% territories).
- **Payout minimum:** No minimum – EFT no minimum; wire/cheque 100 EUR (Amazon.de). Paid about 60 days after month end.
- **Payout methods:** Bank, Cheque
- **VAT handled by:** Platform (MoR) – Amazon sells to customers; royalty on the price excluding VAT.
- **Germany possible:** Yes – Amazon.de is a KDP marketplace with EUR thresholds.

## Human steps

1. Create KDP account, tax profile and bank account (≈ 20 min)
2. Upload book, declare AI use, set price (≈ 20 min)

## Known ban reasons

- Misleading or 'disappointing' content per content guidelines

## Sources

- https://kdp.amazon.com/en_US/help/topic/G200672390
- https://kdp.amazon.com/en_US/help/topic/G200644210
- https://kdp.amazon.com/en_US/help/topic/G201207800
- https://kdp.amazon.com/en_US/help/topic/GK2MKZUL6U3SFBPZ

No legal or tax advice. Facts as of 2026-10-19; verify the original source before acting.


---

# Freelancer.com – can an AI agent earn money here?

- Atlas page: https://earningpaths.dev/platforms/freelancer-com (also .json)
- Platform: https://www.freelancer.com
- Category: Freelance
- Last verified: 2026-10-19
- License: CC BY 4.0 – attribute "Earning Paths Atlas (https://earningpaths.dev/platforms/freelancer-com)"

Freelance marketplace with projects and contests.

## Facts

- **AI content allowed:** Unknown – No AI rule in the checked pages.
- **Bot / API operation:** No – Prohibited: any robot, spider, scraper or other automated means – explicitly including the API – without express written permission. (official upload/listing API: no)
- **KYC:** Conditional – Without 'Verified by Freelancer' withdrawals may be blocked; ID, photo with code or video interview possible.
- **Fees:** Freelancer: 10% or at least 5 USD on fixed price, 10% on hourly; contests 10%/5 USD. At least 20 USD balance required before bidding.
- **Payout minimum:** 50 USD – Minimum withdrawal after fees 50 USD; express withdrawal 1 USD.
- **Payout methods:** N/A / unknown
- **VAT handled by:** Unknown
- **Germany possible:** Unknown

## Human steps

1. Create account, complete profile, pass 'Verified by Freelancer' (≈ 30 min)

## Known ban reasons

- Automated access without written permission
- External links/advertising unrelated to the project

## Sources

- https://www.freelancer.com/about/terms
- https://www.freelancer.com/feesandcharges

No legal or tax advice. Facts as of 2026-10-19; verify the original source before acting.


---

# Amazon Mechanical Turk (Worker) – can an AI agent earn money here?

- Atlas page: https://earningpaths.dev/platforms/amazon-mechanical-turk (also .json)
- Platform: https://www.mturk.com
- Category: Microtasks
- Last verified: 2026-10-19
- License: CC BY 4.0 – attribute "Earning Paths Atlas (https://earningpaths.dev/platforms/amazon-mechanical-turk)"

Complete microtasks (HITs) for requesters.

> Note: Not allowed for agents – listed for clarity only.

## Facts

- **AI content allowed:** No – Workers must use their 'human intelligence and independent judgment'.
- **Bot / API operation:** No – Workers must not use robots, scripts or other automated methods to complete tasks. (official upload/listing API: no)
- **KYC:** Required – Complete, accurate information; Amazon may require more information to verify identity.
- **Fees:** Unknown
- **Payout minimum:** Unknown
- **Payout methods:** Amazon.com gift card, US bank account (USD)
- **VAT handled by:** You (seller) – Taxes are the worker's responsibility.
- **Germany possible:** Conditional (inferred) – Bank payout only to US accounts (ACH); otherwise Amazon.com gift card.

## Known ban reasons

- Using bots/scripts

## Sources

- https://www.mturk.com/participation-agreement

No legal or tax advice. Facts as of 2026-10-19; verify the original source before acting.


---

# Paddle – can an AI agent earn money here?

- Atlas page: https://earningpaths.dev/platforms/paddle (also .json)
- Platform: https://www.paddle.com
- Category: Merchant of record
- Last verified: 2026-10-19
- License: CC BY 4.0 – attribute "Earning Paths Atlas (https://earningpaths.dev/platforms/paddle)"

Merchant of record for SaaS and apps: Paddle sells and handles taxes globally.

## Facts

- **AI content allowed:** Unknown
- **Bot / API operation:** Unknown
- **KYC:** Unknown
- **Fees:** 5% + 0.50 USD per transaction, no monthly fee.
- **Payout minimum:** Unknown
- **Payout methods:** N/A / unknown
- **VAT handled by:** Platform (MoR) – Paddle acts as merchant of record with full, automatic global tax compliance.
- **Germany possible:** Unknown

## Sources

- https://www.paddle.com/pricing
- https://www.paddle.com/merchant-of-record

No legal or tax advice. Facts as of 2026-10-19; verify the original source before acting.


---

# GitHub Marketplace (Apps) – can an AI agent earn money here?

- Atlas page: https://earningpaths.dev/platforms/github-marketplace (also .json)
- Platform: https://github.com/marketplace
- Category: App marketplace
- Last verified: 2026-10-19
- License: CC BY 4.0 – attribute "Earning Paths Atlas (https://earningpaths.dev/platforms/github-marketplace)"

Sell GitHub Apps with paid plans to developers.

## Facts

- **AI content allowed:** Unknown – No AI rule in the checked pages.
- **Bot / API operation:** Yes – Apps are software; plan changes run via the GitHub Marketplace API (webhooks required).
- **KYC:** Required – Paid plans only for apps owned by a verified publisher organisation.
- **Fees:** GitHub retains 5% (transactions since 2021-01-01).
- **Payout minimum:** 500 USD – From 500 USD monthly revenue, electronic payment at the end of the following month.
- **Payout methods:** Bank
- **VAT handled by:** Unknown
- **Germany possible:** Unknown

## Human steps

1. Transfer app to an organisation, apply for publisher verification (≈ 30 min)

## Sources

- https://docs.github.com/en/apps/github-marketplace/selling-your-app-on-github-marketplace/receiving-payment-for-app-purchases
- https://docs.github.com/en/apps/github-marketplace/creating-apps-for-github-marketplace/requirements-for-listing-an-app

No legal or tax advice. Facts as of 2026-10-19; verify the original source before acting.


---

# Shopify App Store – can an AI agent earn money here?

- Atlas page: https://earningpaths.dev/platforms/shopify-app-store (also .json)
- Platform: https://apps.shopify.com
- Category: App marketplace
- Last verified: 2026-10-19
- License: CC BY 4.0 – attribute "Earning Paths Atlas (https://earningpaths.dev/platforms/shopify-app-store)"

Sell apps to Shopify merchants; billing via Shopify.

## Facts

- **AI content allowed:** Unknown – No AI rule in the checked pages.
- **Bot / API operation:** Yes – Apps are software; Partner API for earnings/payout data.
- **KYC:** Unknown
- **Fees:** 0% on the first 1,000,000 USD lifetime gross app revenue (from 2025-01-01), 15% above; 2.9% processing fee plus taxes; one-time 19 USD registration.
- **Payout minimum:** Unknown
- **Payout methods:** N/A / unknown
- **VAT handled by:** Unknown
- **Germany possible:** Unknown

## Human steps

1. Create Partner account, App Store registration (19 USD) (≈ 15 min)

## Known ban reasons

- Unlinked associated developer accounts

## Sources

- https://shopify.dev/docs/apps/launch/distribution/revenue-share

No legal or tax advice. Facts as of 2026-10-19; verify the original source before acting.


---

# itch.io – can an AI agent earn money here?

- Atlas page: https://earningpaths.dev/platforms/itch-io (also .json)
- Platform: https://itch.io
- Category: Digital products
- Last verified: 2026-10-19
- License: CC BY 4.0 – attribute "Earning Paths Atlas (https://earningpaths.dev/platforms/itch-io)"

Indie marketplace for games, assets, books and tools; self-chosen platform share.

> Note: Unclaimed earnings older than a year may incur a maintenance fee.

## Facts

- **AI content allowed:** Conditional – Generative AI use must be tagged accurately; no excessive amounts of automatically/AI-generated content (otherwise removal from discovery).
- **Bot / API operation:** Conditional – Official CLI 'butler' for pushing builds; pages/prices on the web. Spam classification gets restricted. (official upload/listing API: yes)
- **KYC:** Required – In payouts mode a tax interview is required; tax data must be 'Validated' before payout; fraud and staff review.
- **Fees:** Platform share is self-chosen (default 10%); plus processor fees (generally 0.30 USD + %).
- **Payout minimum:** 5 USD – Revenue available 7 days after purchase; review at least 7, typically 10–14 days.
- **Payout methods:** PayPal, Payoneer
- **VAT handled by:** Partly platform – In 'itch.io Payouts' mode itch.io is merchant of record; in 'Direct to you' the creator sells directly.
- **Germany possible:** Unknown

## Human steps

1. Create account, pick payment mode, complete tax interview (≈ 15 min)
2. Request payout (staff review) (≈ 3 min)

## Known ban reasons

- Mass AI content, irrelevant tags/classifications (spam)
- Real-money gambling, pyramid schemes

## Step-by-step playbook

Free: https://earningpaths.dev/plans/itch-io (Markdown)

## Sources

- https://itch.io/docs/creators/payments
- https://itch.io/docs/creators/quality-guidelines
- https://itch.io/docs/butler/

No legal or tax advice. Facts as of 2026-10-19; verify the original source before acting.


---

# Steam (Steamworks) – can an AI agent earn money here?

- Atlas page: https://earningpaths.dev/platforms/steam (also .json)
- Platform: https://partner.steamgames.com
- Category: App marketplace
- Last verified: 2026-10-19
- License: CC BY 4.0 – attribute "Earning Paths Atlas (https://earningpaths.dev/platforms/steam)"

Sell PC games and software on Steam.

## Facts

- **AI content allowed:** Conditional – Disclose AI content in the Content Survey (pre-generated / live-generated); reviewed like all other content, live-generated content has extra requirements.
- **Bot / API operation:** Unknown
- **KYC:** Required – Identity verification in onboarding; account holder must match the onboarding name.
- **Fees:** Steam Direct: 100 USD per app, recouped after 1,000 USD adjusted gross revenue.
- **Payout minimum:** 100 USD – Paid about 30 days after sales (month end); outside the US via USD SWIFT wire.
- **Payout methods:** Bank
- **VAT handled by:** Unknown
- **Germany possible:** Unknown

## Human steps

1. Steamworks onboarding: bank, tax and identity data, agreement (≈ 30 min)
2. Complete Content Survey incl. AI section (≈ 15 min)

## Sources

- https://partner.steamgames.com/doc/gettingstarted/contentsurvey
- https://partner.steamgames.com/doc/gettingstarted/appfee
- https://partner.steamgames.com/doc/finance/payments_salesreporting
- https://partner.steamgames.com/doc/gettingstarted/onboarding

No legal or tax advice. Facts as of 2026-10-19; verify the original source before acting.


---

# TableJourney (Reise-Partnerprogramm für Agents) – can an AI agent earn money here?

- Atlas page: https://earningpaths.dev/platforms/tablejourney (also .json)
- Platform: https://tablejourney.com
- Category: Affiliate
- Last verified: 2026-10-21
- License: CC BY 4.0 – attribute "Earning Paths Atlas (https://earningpaths.dev/platforms/tablejourney)"

Partner program for AI agents: recommend food tours, cooking classes, tickets and hotels via GetYourGuide, Viator & co.; 50–60% of the commission.

> Note: New, terms dated 2026-10-20. Terms may change with 30 days' notice. Operator: Rowie LLC, Wyoming.

## Facts

- **AI content allowed:** Conditional – Program explicitly targets AI agents recommending tours, cooking classes, tickets and hotels; self-bookings are not compensated.
- **Bot / API operation:** Yes – Agent signs up directly via MCP https://tablejourney.com/mcp (partner_join, then partner_confirm) or REST /api/v1/partners/signup. The member is the human or company behind the agent. (official upload/listing API: yes)
- **KYC:** Required – Before first payout: W-9/W-8BEN tax form and sanctions screening.
- **Fees:** No fee; partner receives 50% of TableJourney's commission, 60% in months above 500 USD. 30-day attribution, last click wins.
- **Payout minimum:** 50 USD – Monthly, 30 days after the booking partner has paid TableJourney.
- **Payout methods:** PayPal, USDC auf Base (Krypto), Bank transfer
- **VAT handled by:** N/A – Booking partners (GetYourGuide, Viator, Musement, hotel, car rental, eSIM partners) sell; partner receives a commission share.
- **Germany possible:** Yes (inferred) – Sanctions screening before first payout; operator Rowie LLC (Wyoming, USA).

## Human steps

1. Confirm the agent's signup (human/company is the member) (≈ 5 min)
2. Submit tax form W-9/W-8BEN and pass sanctions screening before first payout (≈ 15 min)

## Known ban reasons

- Self-bookings (not compensated)
- Missing tax form or failed sanctions screening

## Sources

- https://tablejourney.com/partners/terms/
- https://tablejourney.com/partners/
- https://tablejourney.com/agents/

No legal or tax advice. Facts as of 2026-10-21; verify the original source before acting.


---


# Step-by-step playbooks


<!-- https://earningpaths.dev/plans/adobe-stock -->

---
name: earning-plan-adobe-stock
description: Executable plan for a human+agent team in Germany to sell AI-assisted images/vectors/videos on Adobe Stock without refusals, withholding or account flags.
platform: adobe-stock
version: 1
geprueft_am: 2026-10-09
human_minutes_estimated: 35
bot_share: high (content, metadata CSV, QA); human: account, tax form, payout, submit
---

## Preview (free)

**DE:** Reihenfolge, die Quellensteuer und Spam-Ablehnungen vermeidet: Steuerformular **vor** dem ersten Upload, kleine Chargen unter dem Wochenlimit für neue Konten, KI-Kennzeichnung und Metadaten per CSV vorbereiten lassen, Mensch reicht ein. Der Plan enthält 9 Schritte mit Bot-/Mensch-Aufteilung, ~35 Menschen-Minuten, eine Prüfliste mit 12 Punkten gegen Ablehnung/Sperre und Steuer-/Auszahlungshinweise für DE.

**EN:** Order that avoids withholding and spam refusals: tax form **before** the first upload, small batches below the weekly limit for new accounts, AI flag and metadata prepared as CSV by the agent, human submits. The plan has 9 steps with a bot/human split, ~35 human minutes, a 12-point checklist against refusal/suspension, and tax/payout notes for DE.

<!-- PREVIEW_END -->

## 0. Stop criteria (check first)
- The human is under 18, or already has an Adobe Stock contributor account → do not open a second one (multiple accounts need an approved exception).
- The image generator's terms do not grant commercial use → stop; Adobe requires it.
- Nobody can do ~35 minutes of human steps in the first week → postpone.

## 1. Sequence (bot vs. human)
| # | Who | Step | Minutes (est.) |
|---|---|---|---|
| 1 | Human | Create Adobe ID, join Adobe Stock Contributor, verify email + phone | 8 |
| 2 | Human | Submit tax form in the Contributor portal (non-US individuals: W-8BEN). **Do this before uploading.** Until it is validated, Adobe withholds at the maximum rate (30%); no payout is possible without a form. For DE residents the US–DE treaty provides 0% on royalties for images (video rates may differ; see Adobe's table). | 8 |
| 3 | Human | Add payout account (PayPal, Payoneer or Skrill) | 4 |
| 4 | Bot | Generate a first batch of **distinct** assets (start with 10–20). Avoid near-duplicates, artist names, celebrities, brands, logos, recognisable private property in prompts or outputs. | 0 |
| 5 | Bot | Technical QA per Adobe requirements (format, size, artefacts, hands/text glitches). Discard weak assets instead of submitting them. | 0 |
| 6 | Bot | Write title (≤ 200 chars, descriptive, no "AI" spam) and up to 49 keywords, most important first; pick category. Prepare a CSV per Adobe's CSV format. | 0 |
| 7 | Human | Upload batch via portal (or FTP; videos only via FTP, credentials in portal), import CSV, tick **"Created using generative AI tools"** on every AI asset, mark "people and property are fictional" only if true, submit. | 10 |
| 8 | Bot | After review: log accepted/refused with reason codes; adjust next batch (fewer similar items if "similar content" refusals). | 0 |
| 9 | Human | Monthly: request payout once ≥ 25 USD (earliest 45 days after first sale). | 5 |

New accounts get small, variable weekly upload limits. Keep batches below the limit shown in the portal; never try to bypass it with additional accounts.

## 2. Checklist against refusal / suspension (all must be "yes")
1. Generator licence allows commercial use.
2. "Created using generative AI tools" ticked on every AI asset.
3. No artist names, real people, celebrities, fictional characters or brands in prompts, titles or keywords.
4. No logos, trademarks, readable brand text, recognisable artworks or buildings needing releases.
5. Real people/property shown → valid model/property release attached (otherwise do not submit).
6. Batch contains no near-identical variations (one best version per idea).
7. Titles/keywords describe what is visible; no keyword stuffing, no competitor names.
8. Upload volume within the weekly limit shown in the portal.
9. Exactly one contributor account per person.
10. Tax form validated before the first sale is expected.
11. Payout account name matches the account holder.
12. Refusal reasons reviewed before the next batch.

## 3. Tax and payout notes (DE, no tax advice)
- Royalties: 33% (photo/vector/illustration), 35% (video).
- US withholding: up to 30% without a validated tax form; DE residents can claim treaty rate via W-8BEN (Adobe table lists rates per country).
- Payout: minimum 25 USD, first payout earliest 45 days after first sale; 1 credit = 1 USD.
- Income is taxable in DE; small-business rules (§ 19 UStG) and possible reverse-charge questions on foreign platform services (§ 13b UStG) should be checked with a tax adviser.

## 4. Expected first-week cost
0 EUR platform fees. Only the image generator's own cost and ~35 human minutes.

## Sources
- https://helpx.adobe.com/stock/contributor/payments-earnings/payment-taxes/payment-requirements.html
- https://helpx.adobe.com/stock/contributor/payments-earnings/payment-taxes/tax-faq-non-us-citizens-registered-aliens.html
- https://helpx.adobe.com/stock/contributor/payments-earnings/payment-taxes/tax-witholding-rates-country.html
- https://www.irs.gov/instructions/iw8ben
- https://helpx.adobe.com/stock/contributor/submit-your-content/submit-generative-ai-content/generative-ai-content-guidelines.html
- https://helpx.adobe.com/stock/contributor/get-started/manage-your-account/account-submission-guidelines.html
- https://helpx.adobe.com/stock/contributor/payments-earnings/royalties-pricing/royalty-rates-assets.html
- https://helpx.adobe.com/ee/stock/contributor/help/uploading-content.html
- https://www.gesetze-im-internet.de/ustg_1980/__19.html
- https://www.gesetze-im-internet.de/ustg_1980/__13b.html

## Disclaimer
No legal or tax advice. Generic, standardised plan based on the sources above as of 2026-10-09; it does not assess your individual case. Verify the original sources before acting. Never use this plan to bypass KYC, limits or platform rules.


---


<!-- https://earningpaths.dev/plans/etsy -->

---
name: earning-plan-etsy
description: Executable plan for a human+agent team in Germany to sell AI-assisted digital downloads on Etsy via the official Open API v3 with correct AI disclosure.
platform: etsy
version: 1
geprueft_am: 2026-10-09
human_minutes_estimated: 70
bot_share: medium (files, drafts via own Seller App, texts); human: shop setup with ID/bank/card, API app request, publishing review
---

## Preview (free)

**DE:** Etsy ist der aufwendigste der fünf Wege. Die Shop-Eröffnung braucht ~45 Menschen-Minuten (Ausweis, Bankkonto, Karte), jedes Listing kostet 0,20 $, und KI-Nutzung muss im Text offengelegt werden. Automatisierung ist nur über die eigene Seller-App der Open API v3 erlaubt. Der Plan enthält:
- Budgetrechnung: Listings für ein 20-€-Budget
- Entwürfe per API, Mensch veröffentlicht
- Offenlegungs-Textbausteine
- Gebührenrechnung je Verkauf
- 9 Schritte mit ~70 Menschen-Minuten

**EN:** Etsy is the most effort of the five paths. Shop setup takes ~45 human minutes (ID, bank, card), each listing costs 0.20 USD, and AI use must be disclosed in the description. Automation is allowed only via your own Open API v3 Seller App. The plan contains:
- budget math: listings for a 20 EUR budget
- drafts via API, human publishes
- disclosure text blocks
- fee math per sale
- 9 steps with ~70 human minutes

<!-- PREVIEW_END -->

## 0. Stop criteria
- No human with ID, bank account in own name and credit/debit card → no shop.
- Plan to scrape Etsy or automate outside your own Seller App → not allowed without written permission.

## 1. Budget and fee math (published fees; DE payment processing)
- Listing: 0.20 USD each for 4 months, charged per published listing regardless of sales.
- Per sale: 6.5% transaction fee + payment processing 4% + 0.30 EUR.
- Example 5 EUR digital download: 0.325 + 0.20 + 0.30 = 0.825 EUR fees (+ listing fee) → ≈ 4.0 EUR net before tax.
- With 20 EUR budget: start with 10–20 listings (2–4 USD), keep the rest as reserve.

## 2. Sequence (bot vs. human)
| # | Who | Step | Minutes (est.) |
|---|---|---|---|
| 1 | Human | Open shop: ID, address, bank account, card for fees | 45 |
| 2 | Human | Request Seller App (Open API v3) for own shop; give agent the OAuth token | 10 |
| 3 | Bot | Create downloadable files (templates, printables, planners); check rights to fonts/assets | 0 |
| 4 | Bot | Create **draft** listings via createDraftListing; include AI disclosure in the description | 0 |
| 5 | Bot | Write titles/tags describing the item; no trademarks | 0 |
| 6 | Human | Review drafts, publish (listing fee is charged now) | 10 |
| 7 | Bot | Answer nothing on the human's behalf without approval; draft replies only | 0 |
| 8 | Bot | Track views/sales per listing; do not renew dead listings automatically | 0 |
| 9 | Human | Check payouts (daily deposits need 20 EUR; weekly/monthly no stated minimum) | 5 |

## 3. Checklist against suspension
1. AI involvement disclosed in each listing description.
2. Seller-prompted creations only; no resale of others' work.
3. No trademarks, characters, celebrities.
4. Automation only via own Seller App; no scraping.
5. Truthful descriptions; no fake reviews.
6. One shop per person unless allowed.
7. Fees covered by card/balance.

## 4. Tax (DE, no tax advice)
- Etsy collects and remits VAT on automatic digital downloads where required; otherwise the seller is responsible.
- Etsy fees from Etsy Ireland: check § 13b UStG / small-business status with a tax adviser.

## Sources
- https://www.etsy.com/legal/creativity
- https://www.etsy.com/legal/sellers/
- https://www.etsy.com/legal/fees/
- https://help.etsy.com/hc/en-us/articles/115015628847-What-are-Payment-Processing-Fees-for-Selling-on-Etsy
- https://developer.etsy.com/documentation/tutorials/listings
- https://www.etsy.com/legal/api/
- https://www.etsy.com/legal/etsy-payments/

## Disclaimer
No legal or tax advice. Generic, standardised plan based on the sources above as of 2026-10-09. The card requirement for new DE sellers is from a secondary source. Verify the original sources before acting.


---


<!-- https://earningpaths.dev/plans/spreadshirt -->

---
name: earning-plan-spreadshirt
description: Executable plan for a human+agent team in Germany to sell AI-assisted designs on the Spreadshirt marketplace within upload limits and IP rules.
platform: spreadshirt
version: 1
geprueft_am: 2026-10-09
human_minutes_estimated: 45
bot_share: medium (designs, QA, titles/tags); human: account, address verification, every upload
---

## Preview (free)

**DE:** Spreadshirt hat kein Upload-API. Jede Hochladung macht ein Mensch, und es gibt nur **10 Upload-Versuche pro Tag** (fehlgeschlagene zählen mit). Der Plan zeigt, wie der Bot jeden Versuch vorab so prüft, dass keiner verschwendet wird. Dazu kommen die Reihenfolge Konto → Adressverifizierung → Steuerstatus → Upload, eine IP-/KI-Prüfliste mit 10 Punkten und der Auszahlungsweg ab 10 €. Gesamtaufwand ~45 Menschen-Minuten für die erste Woche.

**EN:** Spreadshirt has no upload API. A human does every upload, and there are only **10 upload attempts per day** (failed ones count). The plan shows how the agent pre-checks each design so no attempt is wasted. It also covers the order account → address verification → tax status → upload, a 10-point IP/AI checklist and the payout path from 10 EUR. About 45 human minutes for week one.

<!-- PREVIEW_END -->

## 0. Stop criteria
- The AI generator's terms do not grant unrestricted commercial use → stop (Spreadshirt requires it; partner is liable).
- The human will not upload manually → choose another platform; browser automation of the partner area is not documented as allowed.

## 1. Sequence (bot vs. human)
| # | Who | Step | Minutes (est.) |
|---|---|---|---|
| 1 | Human | Create partner account | 10 |
| 2 | Human | Enter tax status (e.g. small business § 19 UStG if applicable) and payout details (PayPal or SEPA) | 5 |
| 3 | Human | Complete address verification (letter code or QR code) | 5 |
| 4 | Bot | Create designs: own motifs/typography; no brands, team names, celebrities, quotes from films/songs, existing characters | 0 |
| 5 | Bot | Pre-check each file against current upload specs shown in the partner area (resolution, format, transparency) so no daily attempt is wasted | 0 |
| 6 | Bot | Write title, description and tags per design; prepare a daily upload list (max 10 including expected failures; plan 8) | 0 |
| 7 | Human | Upload the day's list in the partner area, set products/marketplace channel | 15 (≈ 2 min/design) |
| 8 | Bot | Track rejections; keep rejection rate low (Star Academy class and publishing limit depend on it) | 0 |
| 9 | Human | Monthly: check payout (from 10 EUR balance) | 5 |

## 2. Checklist against removal / account issues
1. Generator licence: unrestricted commercial use.
2. No trademarks, logos, brand names, sports teams, bands, shows, characters.
3. No real persons' likeness or names.
4. No copied text (lyrics, film quotes, slogans of others).
5. Not offensive per community standards.
6. File passes current technical specs before upload (failed attempts cost daily quota).
7. Max 10 attempts per day across Spreadshop + marketplace.
8. Number of active marketplace designs within the publishing limit of the current star class.
9. Titles/tags describe the design; no brand keywords.
10. One partner account per person.

## 3. Tax and payout (DE, no tax advice)
- Spreadshirt is the contracting party for end customers; partners receive a credit note; VAT depends on the stored tax status.
- Payout monthly once the balance reaches the minimum (DE: 10 EUR) via PayPal or SEPA.
- Earnings are taxable income; clarify § 19 UStG status with a tax adviser.

## 4. Expected first-week cost
0 EUR platform fees; ~45 human minutes.

## Sources
- https://www.spreadshirt.com/ai-terms
- https://help.spreadshop.support/hc/en-us/articles/24161930141212-Daily-Design-Upload-Limit
- https://www.spreadshirt.de/blog/alles-ueber-die-spreadshirt-star-academy/
- https://help.spreadshirt.com/hc/de/articles/207905515-Auszahlung-Deines-Guthabens
- https://help.spreadshirt.com/hc/de/articles/207194399-Versteuerung-Deiner-Einnahmen
- https://help.spreadshirt.com/hc/de/articles/360000983014-So-funktioniert-die-Adress-Verifizierung
- https://developer.spreadshirt.net/bin/view/API/Spreadshirt%20Public%20Shop%20API%20Documentation

## Disclaimer
No legal or tax advice. Generic, standardised plan based on the sources above as of 2026-10-09. Verify the original sources before acting. Never bypass limits or platform rules.


---


<!-- https://earningpaths.dev/plans/redbubble -->

---
name: earning-plan-redbubble
description: Executable plan for a human+agent team in Germany to sell AI-assisted designs on Redbubble without automated uploads, within the 30-uploads-per-day limit and IP rules.
platform: redbubble
version: 1
geprueft_am: 2026-10-12
human_minutes_estimated: 60
bot_share: medium (designs, resolution check, titles/tags, margin math); human: account, PayPal verification, every upload
---

## Preview (free)

**DE:** Redbubble löscht Konten **sofort und dauerhaft**, wenn per Bot oder Skript hochgeladen wird – inklusive verknüpfter Konten. Ein Agent darf also nur vorbereiten, hochladen muss ein Mensch (max. **30 Uploads pro Tag** über alle Konten). Dazu kommt: Standard-Konten zahlen **50 % Plattformgebühr**, Aufschläge über 20 % kosten zusätzlich. Der Plan enthält:
- die Margenrechnung (Verkäufe bis zur ersten Auszahlung ab 10 €)
- die saubere Aufteilung Bot bereitet vor / Mensch lädt hoch
- eine IP-/Qualitäts-Prüfliste mit 10 Punkten (inkl. 200 DPI)
- 9 Schritte mit ~60 Menschen-Minuten in Woche 1

**EN:** Redbubble disables accounts **immediately and permanently** for bot or script uploads – linked accounts included. An agent may only prepare; a human must upload (max **30 uploads per day** across all accounts). Also: Standard accounts pay a **50% platform fee**, and markup above 20% costs extra. The plan contains:
- the margin math (sales until the first payout from 10 USD/EUR)
- the clean split: bot prepares / human uploads
- a 10-point IP/quality checklist (incl. 200 DPI)
- 9 steps with ~60 human minutes in week one

<!-- PREVIEW_END -->

## 0. Stop criteria
- Anyone plans to upload via script, headless browser or other automation → stop. That is grounds for permanent deletion of all linked accounts.
- The AI generator's terms do not grant commercial use of outputs → stop (the artist must own the rights to what they sell).
- The human has no PayPal account that can be verified (and no AU/US/UK bank) → no payout from Germany.
- The human is under 18.

## 1. Margin math (example per Redbubble help: Classic T-Shirt to US, base price 20 USD; Standard tier)
| Markup | Artist margin | Platform fee Standard 50% | Net per sale | Sales to 10 USD payout |
|---|---|---|---|---|
| 10% (default) | 2.00 | 1.00 | 1.00 | 10 |
| 20% | 4.00 | 2.00 | 2.00 | 5 |
Above 20% markup an extra 50% fee applies to the markup portion above 20% (Standard/Premium). Premium tier: 20% platform fee; Pro: 0%. Fees only on sales, capped at 150 per pay period. Base prices vary by product and destination; check the Product Pricing page.

## 2. Sequence (bot vs. human)
| # | Who | Step | Minutes (est.) |
|---|---|---|---|
| 1 | Human | Create one Redbubble account (18+); no second account | 10 |
| 2 | Human | Add and verify PayPal for payouts (DE: no bank payout) | 10 |
| 3 | Human | Set markup per product (keep ≤ 20% to avoid the excess-markup fee) | 5 |
| 4 | Bot | Create original designs; no third-party characters, brands, lyrics, celebrities, Aboriginal/Torres Strait Islander labelling | 0 |
| 5 | Bot | Check each file: resolution ≥ ~200 DPI at print size for the chosen products; transparent background where needed | 0 |
| 6 | Bot | Write title, description, tags (descriptive, no brand keywords; mark mature content if applicable); build a daily upload list of ≤ 25 (buffer below 30) | 0 |
| 7 | Human | Upload the day's list manually in the browser, apply products, tick mature content where needed | 25 (≈ 1 min/design) |
| 8 | Bot | Track removals; never re-upload removed works (repeat re-uploads are a deletion reason) | 0 |
| 9 | Human | Monthly: check Payment History (payout from 10 USD/EUR/GBP after fees; balance rolls over) | 10 |

## 3. Checklist against removal / account deletion
1. Upload only by a human in the normal web interface; no bots, scrapers, macros.
2. Max 30 uploads per day across all accounts; one account per person.
3. Generator licence allows commercial use; you own the rights.
4. No trademarks, logos, brand names, bands, shows, characters, fan art without licence.
5. No real persons' likeness or names (publicity rights).
6. No copied text (lyrics, film quotes, others' slogans).
7. Content guidelines: no hate, vilification, sexualised content, harmful misinformation; children's clothing designs suitable for all ages.
8. Mature content marked as such.
9. Resolution ≥ ~200 DPI at print size.
10. Never re-upload a work that was removed.

## 4. Tax and payout (DE, no tax advice)
- The artist remains the seller (principal); Redbubble collects VAT as marketplace facilitator in e.g. the EU, UK, US and CH where required.
- Payout monthly via verified PayPal once the balance after fees reaches 10 USD/EUR/GBP (since 2026-07-01); otherwise it rolls over. Redbubble may request ID, DOB and tax/VAT ID.
- Earnings are taxable income; clarify § 19 UStG status with a tax adviser.

## 5. Expected first-week cost
0 EUR platform fees up front (fees only on sales); ~60 human minutes.

## Sources
- https://help.redbubble.com/hc/en-us/articles/202270929-Community-and-Content-Guidelines
- https://help.redbubble.com/hc/en-us/articles/201579195-Redbubble-IP-Publicity-Rights-Policy
- https://help.redbubble.com/hc/en-us/articles/202270799-How-is-my-payment-calculated
- https://help.redbubble.com/hc/en-us/articles/4412593541908-What-are-Redbubble-s-account-fees
- https://help.redbubble.com/hc/en-us/articles/50959863016724-How-does-my-Account-Tier-determine-my-account-fees
- https://help.redbubble.com/hc/en-us/articles/360027407652-What-is-the-Artist-Payment-Threshold
- https://help.redbubble.com/hc/en-us/articles/53472342863380-How-do-I-verify-my-PayPal-account

## Disclaimer
No legal or tax advice. Generic, standardised plan based on the sources above as of 2026-10-12. Verify the original sources before acting. Never bypass limits or platform rules.


---


<!-- https://earningpaths.dev/plans/gumroad -->

---
name: earning-plan-gumroad
description: Executable plan for a human+agent team in Germany to sell AI-assisted digital products on Gumroad via the official API, priced so the 100 USD payout minimum is reachable.
platform: gumroad
version: 1
geprueft_am: 2026-10-09
human_minutes_estimated: 25
bot_share: high (product files, listing via official API, pricing math); human: account, identity/payout, final review
---

## Preview (free)

**DE:** Gumroad erlaubt Produkt-Anlage per offizieller API, zahlt aber erst ab **100 $** aus. Bei einem 5-$-Produkt sind das ≈ 29 Direktverkäufe nach Gebühren. Der Plan enthält:
- die Preisrechnung (Netto je Verkauf, Verkäufe bis zur ersten Auszahlung)
- die Abgrenzung „KI-gestütztes Produkt“ (erlaubt) vs. „KI-Dienst“ (verboten)
- PayPal- vs. Bank-Auszahlung (mit/ohne Ausweis-KYC)
- 8 Schritte mit ~25 Menschen-Minuten

**EN:** Gumroad lets you create products via the official API but pays out only from **100 USD**. At a 5 USD product that is ≈ 29 direct sales after fees. The plan contains:
- the pricing math (net per sale, sales until the first payout)
- the line between "AI-assisted product" (allowed) and "AI service" (prohibited)
- PayPal vs. bank payout (with/without ID KYC)
- 8 steps with ~25 human minutes

<!-- PREVIEW_END -->

## 0. Stop criteria
- The product is access to an AI tool, chatbot, generation service or AI subscription → prohibited on Gumroad; stop.
- The human cannot provide name/address/phone (PayPal payout) or Stripe KYC (bank payout) → no payout possible.

## 1. Pricing math (fees per Gumroad, direct sales; Discover sales cost 30%)
| Price | Gumroad 10% + 0.50 | Card 2.9% + 0.30 | Net | Sales to 100 USD |
|---|---|---|---|---|
| 5 USD | 1.00 | 0.445 | 3.555 | 29 |
| 10 USD | 1.50 | 0.59 | 7.91 | 13 |
| 20 USD | 2.50 | 0.88 | 16.62 | 7 |
Below ~5 USD the fixed fees dominate; prefer one 10–20 USD bundle over many 1–3 USD items.

## 2. Sequence (bot vs. human)
| # | Who | Step | Minutes (est.) |
|---|---|---|---|
| 1 | Human | Create Gumroad account | 5 |
| 2 | Human | Choose payout: PayPal (name, address, phone; no ID documents) or bank (Stripe KYC: DOB, address, possibly ID) | 10 |
| 3 | Human | Create an OAuth application / access token for the agent (scoped to own account) | 5 |
| 4 | Bot | Build the product (templates, guide, dataset, prompt pack, code) that the buyer receives as files; AI-assisted is fine, no AI service | 0 |
| 5 | Bot | Create the product via the official API (draft), upload files via presign/complete, write honest description incl. what is AI-assisted | 0 |
| 6 | Human | Review listing and publish | 5 |
| 7 | Bot | Respect API rate limits; update listing only on real changes | 0 |
| 8 | Bot | Track net revenue vs. 100 USD threshold; report expected payout date | 0 |

## 3. Checklist against removal
1. Not on the prohibited list (incl. AI services, access to AI tools).
2. Buyer receives a file/product, not ongoing AI generation.
3. Rights to all included material (fonts, images, code licences).
4. Description truthful; no fake reviews, no misleading claims of income.
5. Only official API/CLI used; within rate limits.
6. One account; payout data in the human's own name.

## 4. Tax and payout (DE, no tax advice)
- Gumroad is merchant of record for sales tax/VAT/GST since 2025-01-01.
- Payout minimum 100 USD (DE has no higher minimum); bank payouts in EUR supported for DE.
- Gumroad fees are a service from a non-German company; whether § 13b UStG (reverse charge) applies, also for § 19 small businesses, should be checked with a tax adviser.

## Sources
- https://gumroad.com/help/article/66-gumroads-fees
- https://gumroad.com/pricing
- https://gumroad.com/prohibited
- https://gumroad.com/help/article/13-getting-paid
- https://gumroad.com/help/article/260-your-payout-settings-page
- https://gumroad.com/api
- https://www.gesetze-im-internet.de/ustg_1980/__13b.html

## Disclaimer
No legal or tax advice. Generic, standardised plan based on the sources above as of 2026-10-09. Fee table is arithmetic on published fees. Verify the original sources before acting.


---


<!-- https://earningpaths.dev/plans/apify -->

---
name: earning-plan-apify
description: Executable plan for an agent with coding skills to publish a pay-per-event Actor on the Apify Store, reachable by other agents via MCP/x402, with payout in Germany.
platform: apify
version: 1
geprueft_am: 2026-10-09
human_minutes_estimated: 35
bot_share: very high (code, tests, README, pricing); human: account, KYC, payout, publish approval
---

## Preview (free)

**DE:** Auf Apify verdient nur Nutzung durch **zahlende** Apify-Kunden. Free-Plan-Läufe bringen 0 €. Fehlerhafte Actors werden nach 30 Tagen als veraltet markiert oder entfernt. Der Plan enthält:
- Pay-per-Event-Preisgestaltung (80 % Umsatzanteil minus Plattformkosten)
- Qualitäts-Checks gegen Deprecation
- x402/MCP-Erreichbarkeit für andere Agenten
- die günstigste Auszahlung: PayPal/Wise ab 20 $ statt 100 $ per Bank
- 9 Schritte mit ~35 Menschen-Minuten

**EN:** On Apify only usage by **paying** Apify customers earns money; free-plan runs earn 0. Faulty Actors are deprecated or removed after 30 days. The plan contains:
- pay-per-event pricing (80% revenue share minus platform costs)
- quality checks against deprecation
- x402/MCP reachability for other agents
- the cheapest payout path: PayPal/Wise from 20 USD instead of 100 USD by bank
- 9 steps with ~35 human minutes

<!-- PREVIEW_END -->

## 0. Stop criteria
- The Actor would scrape or process data in a way that violates target sites' terms or law → stop.
- No human available for KYC before payout → you can build, but not get paid.

## 1. Sequence (bot vs. human)
| # | Who | Step | Minutes (est.) |
|---|---|---|---|
| 1 | Human | Create Apify account; create API token for the agent | 10 |
| 2 | Bot | Pick a narrow, testable task with clear input/output schema; check the Store for duplicates | 0 |
| 3 | Bot | Build the Actor (input schema, output dataset, README with examples, error handling, timeouts) | 0 |
| 4 | Bot | Define pay-per-event events (e.g. per result item) and prices; compute margin after platform costs per run | 0 |
| 5 | Bot | Run automated tests on representative inputs; fix until success rate is stable | 0 |
| 6 | Human | Review README/pricing; approve publishing to the Store | 10 |
| 7 | Bot | Monitor runs daily; fix failures before the 30-day deprecation window | 0 |
| 8 | Human | Complete KYC and payout details (choose PayPal or Wise: minimum 20 USD; other methods 100 USD) | 15 |
| 9 | Bot | Monthly: reconcile payout invoice vs. events | 0 |

## 2. Checklist against removal / deprecation
1. No prohibited, unlawful, harmful or misleading functionality or content.
2. No promotion of off-platform offers inside the Actor/README.
3. Input/output schemas documented; examples work.
4. Failures are handled; success rate monitored; fixes within 30 days.
5. Pricing transparent; events match what the user receives.
6. Only paid-plan usage generates revenue; do not plan with free-plan traffic.
7. If offered to agents via x402: pay-per-event only, limited permissions, no Standby mode.

## 3. Tax and payout (DE, no tax advice)
- Revenue share: 80% of event revenue minus platform costs; monthly payouts.
- Payout minimum: 20 USD (PayPal/Wise), 100 USD other methods.
- Apify's VAT role (self-billing vs. merchant of record) is not documented in the sources; clarify with a tax adviser, incl. § 13b UStG questions.

## Sources
- https://docs.apify.com/platform/actors/publishing/monetize/pay-per-event
- https://docs.apify.com/actors/publishing/monetize/monthly-payouts
- https://docs.apify.com/legal/store-publishing-terms-and-conditions
- https://docs.apify.com/platform/integrations/x402
- https://help.apify.com/en/articles/10057167-how-developer-payouts-work

## Disclaimer
No legal or tax advice. Generic, standardised plan based on the sources above as of 2026-10-09. Verify the original sources before acting.


---


<!-- https://earningpaths.dev/plans/itch-io -->

---
name: earning-plan-itch-io
description: Executable plan for an agent that builds small games, assets or tools to sell them on itch.io with AI use declared correctly and payout via itch.io Payouts.
platform: itch-io
version: 1
geprueft_am: 2026-10-19
human_minutes_estimated: 40
bot_share: high (build, page text, screenshots, butler uploads); human: account, tax interview, payout method, AI-tagging review, payout request
---

## Preview (free)

**DE:** Auf itch.io bestimmst du den Plattformanteil selbst (Standard 10 %), dazu kommen Zahlungsgebühren von meist 0,30 USD + %. Unter 2 USD frisst die Fixgebühr einen großen Teil. Massen-KI-Inhalte und falsche KI-Tags kosten die Sichtbarkeit. Der Plan enthält:
- Wahl des Zahlungsmodus (itch.io Payouts = itch.io ist Merchant of Record)
- KI-Tagging und Qualitätsregeln gegen das Auslisten
- Uploads per offiziellem CLI `butler`
- Auszahlung ab 5 USD mit Steuer-Interview und Prüfzeiten
- 8 Schritte mit ~40 Menschen-Minuten

**EN:** On itch.io you choose the platform share yourself (default 10%), plus processor fees of generally 0.30 USD + %. Below 2 USD the fixed fee eats a large share. Mass AI content and wrong AI tags cost visibility. The plan contains:
- payment mode choice (itch.io Payouts = itch.io is merchant of record)
- AI tagging and quality rules against delisting
- uploads via the official CLI `butler`
- payout from 5 USD with tax interview and review times
- 8 steps with ~40 human minutes

<!-- PREVIEW_END -->

## 0. Stop criteria
- The product would be mostly mass-produced AI content with little value → stop (guidelines: avoid excessive amounts of AI-generated content).
- No human available for the tax interview → you can publish free items, but cannot collect earnings via Payouts.

## 1. Sequence (bot vs. human)
| # | Who | Step | Minutes (est.) |
|---|---|---|---|
| 1 | Human | Create itch.io account; choose payment mode "Collected by itch.io, paid later" (itch.io Payouts) | 10 |
| 2 | Human | Complete the tax interview (Tax Information tab) | 10 |
| 3 | Bot | Build the game/asset/tool; write page text, screenshots, accurate classification and relevant tags only | 0 |
| 4 | Bot | Mark generative AI use accurately on the page | 0 |
| 5 | Human | Review page, AI tagging and price (recommend at least 2 USD because of the fixed processor fee) and publish | 10 |
| 6 | Bot | Push builds with the official `butler` CLI | 0 |
| 7 | Human | Add a payout method (e.g. PayPal or Payoneer); request a payout once at least 5 USD is available | 10 |
| 8 | Bot | Track 7-day waiting period and payout review (min. 7, typically 10–14 days); reconcile | 0 |

## 2. Checklist against delisting / payout holds
1. Generative AI use is tagged accurately.
2. No excessive amounts of automatically or AI-generated content.
3. Only relevant tags; no use of tags for classifications from the metadata page; no "every classification" spam.
4. No paid contest entries, real-money gambling lookalikes or pyramid-scheme content.
5. Page is complete (images, files, classifications) before making it public.
6. Tax information reaches "Validated" before expecting a payout.
7. Withdraw earnings within a year (unclaimed balances may incur a maintenance fee).

## 3. Tax and payout (DE, no tax advice)
- Payouts mode: itch.io is the merchant of record; payments go to itch.io, you request payouts later.
- "Direct to you" mode: you sell directly via your own PayPal/Stripe; not compatible with the payouts system.
- EU VAT: itch.io can collect billing addresses and calculate VAT by buyer location.
- Minimum payout 5 USD; revenue available 7 days after purchase (up to 30 days in some cases).

## Sources
- https://itch.io/docs/creators/payments
- https://itch.io/docs/creators/quality-guidelines
- https://itch.io/docs/butler/

## Disclaimer
No legal or tax advice. Generic, standardised plan based on the sources above as of 2026-10-19. Verify the original sources before acting.


---