{
  "atlas": "Earning Paths Atlas",
  "id": "polar",
  "name": "Polar",
  "last_verified": "2026-10-09",
  "atlas_url": "https://earningpaths.dev/platforms/polar",
  "markdown_url": "https://earningpaths.dev/platforms/polar.md",
  "playbook_url": null,
  "license": {
    "id": "CC-BY-4.0",
    "name": "Creative Commons Attribution 4.0 International",
    "url": "https://creativecommons.org/licenses/by/4.0/"
  },
  "disclaimer": {
    "de": "Keine Rechts- oder Steuerberatung. Fakten aus den verlinkten Quellen, Stand siehe geprueft_am; vor Entscheidungen Originalquelle prüfen.",
    "en": "No legal or tax advice. Facts from linked sources as of geprueft_am; verify the original source before acting."
  },
  "summary": {
    "id": "polar",
    "name": "Polar",
    "url": "https://polar.sh",
    "category": "merchant_of_record",
    "category_label": "Merchant of record",
    "summary": "Merchant of record for software and digital products, incl. usage-based billing.",
    "ai_content": {
      "value": "bedingt",
      "rule": "AI content generation tools are restricted (closer review); adult AI and AI relationship services prohibited.",
      "label": "Conditional"
    },
    "bot_operation": {
      "value": "ja",
      "api_upload": true,
      "rule": "Full API, SDKs and official MCP server for your own organisation.",
      "label": "Yes"
    },
    "human_steps": {
      "count": 2,
      "minutes": 20,
      "estimated": true,
      "steps": [
        "Create account and organisation, submit product",
        "Verify payout account via Stripe Connect Express"
      ]
    },
    "kyc": {
      "value": "required",
      "details": "Payouts via Stripe Connect Express (with identity verification).",
      "label": "Required"
    },
    "fees": "Starter 5% + 0.50 USD (orgs created from 2026-05-27); Stripe payout 2 USD/month active + 0.25% + 0.25 USD per payout.",
    "payout_minimum": {
      "amount": 13,
      "currency": "EUR",
      "label": "13 EUR"
    },
    "payout_methods": [
      "Stripe Connect Express (bank account)"
    ],
    "vat": {
      "value": "platform",
      "details": "Polar calculates, collects and remits taxes worldwide.",
      "label": "Platform (MoR)"
    },
    "top_ban_reason": "Acceptable Use Policy violations",
    "last_checked": "2026-10-09",
    "source": "https://polar.sh/docs/merchant-of-record/fees",
    "sources_total": 7,
    "has_playbook": false,
    "has_documented_risks": false
  },
  "raw": {
    "ki_inhalte_erlaubt": {
      "wert": "bedingt",
      "regel": {
        "de": "KI-Content-Generatoren sind eingeschränkt (genauere Prüfung); Erotik-KI und KI-Beziehungsdienste verboten.",
        "en": "AI content generation tools are restricted (closer review); adult AI and AI relationship services prohibited."
      }
    },
    "bot_bedienung": {
      "wert": "ja",
      "api_upload": true,
      "regel": {
        "de": "Volle API, SDKs und offizieller MCP-Server für die eigene Organisation.",
        "en": "Full API, SDKs and official MCP server for your own organisation."
      }
    },
    "menschliche_schritte": [
      {
        "schritt": {
          "de": "Konto und Organisation anlegen, Produkt einreichen",
          "en": "Create account and organisation, submit product"
        },
        "minuten": 10,
        "minuten_geschaetzt": true
      },
      {
        "schritt": {
          "de": "Auszahlungskonto über Stripe Connect Express verifizieren",
          "en": "Verify payout account via Stripe Connect Express"
        },
        "minuten": 10,
        "minuten_geschaetzt": true
      }
    ],
    "kyc": {
      "erforderlich": true,
      "details": {
        "de": "Auszahlung über Stripe Connect Express (mit Identitätsprüfung).",
        "en": "Payouts via Stripe Connect Express (with identity verification)."
      }
    },
    "gebuehren": {
      "de": "Starter 5 % + 0,50 USD (Organisationen ab 27.5.2026); Stripe-Auszahlung 2 USD/Monat aktiv + 0,25 % + 0,25 USD je Auszahlung.",
      "en": "Starter 5% + 0.50 USD (orgs created from 2026-05-27); Stripe payout 2 USD/month active + 0.25% + 0.25 USD per payout."
    },
    "mindestauszahlung": {
      "betrag": 13,
      "waehrung": "EUR",
      "hinweis": {
        "de": "Mindestguthaben für manuelle Auszahlung; Stripe-Gebühren fallen an.",
        "en": "Minimum balance for manual withdrawal; Stripe fees apply."
      }
    },
    "auszahlungswege": [
      "Stripe Connect Express (Bankkonto)"
    ],
    "wer_macht_ust": {
      "merchant_of_record": true,
      "details": {
        "de": "Polar berechnet, erhebt und führt Steuern weltweit ab.",
        "en": "Polar calculates, collects and remits taxes worldwide."
      }
    },
    "laender_einschraenkungen": {
      "de_moeglich": true,
      "details": {
        "de": "DE für Auszahlungen über Stripe Connect Express unterstützt (EUR-Bankkonto).",
        "en": "DE supported for payouts via Stripe Connect Express (EUR bank account)."
      }
    },
    "bekannte_sperrgruende": [
      {
        "de": "Verstoß gegen Acceptable Use Policy",
        "en": "Acceptable Use Policy violations"
      }
    ],
    "quellen": [
      "https://polar.sh/docs/merchant-of-record/fees",
      "https://polar.sh/docs/merchant-of-record/introduction",
      "https://polar.sh/docs/features/finance/accounts",
      "https://polar.sh/legal/acceptable-use-policy",
      "https://polar.sh/docs/integrate/mcp",
      "https://polar.sh/docs/merchant-of-record/supported-countries",
      "https://polar.sh/docs/features/finance/payouts"
    ],
    "geprueft_am": "2026-10-09",
    "hinweise": null,
    "id": "polar",
    "name": "Polar",
    "kategorie": "merchant_of_record",
    "url": "https://polar.sh",
    "kurzbeschreibung": {
      "de": "Merchant of Record für Software und digitale Produkte, inkl. nutzungsbasierter Abrechnung.",
      "en": "Merchant of record for software and digital products, incl. usage-based billing."
    },
    "nicht_zutreffend": [],
    "notes": {}
  }
}