{
  "atlas": "Earning Paths Atlas",
  "id": "upwork",
  "name": "Upwork",
  "last_verified": "2026-10-10",
  "atlas_url": "https://earningpaths.dev/platforms/upwork",
  "markdown_url": "https://earningpaths.dev/platforms/upwork.md",
  "playbook_url": null,
  "license": {
    "id": "CC-BY-4.0",
    "name": "Creative Commons Attribution 4.0 International",
    "url": "https://creativecommons.org/licenses/by/4.0/"
  },
  "disclaimer": {
    "de": "Keine Rechts- oder Steuerberatung. Fakten aus den verlinkten Quellen, Stand siehe geprueft_am; vor Entscheidungen Originalquelle prüfen.",
    "en": "No legal or tax advice. Facts from linked sources as of geprueft_am; verify the original source before acting."
  },
  "summary": {
    "id": "upwork",
    "name": "Upwork",
    "url": "https://www.upwork.com",
    "category": "freelance",
    "category_label": "Freelance",
    "summary": "Freelance platform for projects and hourly contracts.",
    "ai_content": {
      "value": "bedingt",
      "rule": "AI work allowed; disclose AI use; don't present it as human work if client forbids AI (secondary source).",
      "label": "Conditional"
    },
    "bot_operation": {
      "value": "nein",
      "api_upload": false,
      "rule": "Unauthorised automated activity prohibited.",
      "label": "No"
    },
    "human_steps": {
      "count": 1,
      "minutes": 30,
      "estimated": true,
      "steps": [
        "Create profile and verify identity (possibly live video call)"
      ]
    },
    "kyc": {
      "value": "required",
      "details": "ID, proof of address, phone, possibly live video call; review up to 48 h.",
      "label": "Required"
    },
    "fees": "Variable service fee 0–15% per contract.",
    "payout_minimum": {
      "amount": 5,
      "currency": "USD",
      "label": "5 USD"
    },
    "payout_methods": [
      "Direct to Local Bank (DE: EUR)",
      "other methods (e.g. Payoneer)"
    ],
    "vat": {
      "value": "seller",
      "details": "Upwork charges EU freelancers VAT on service fee, membership and Connects (reverse charge with VAT ID); not MoR for the freelance service.",
      "label": "You (seller)"
    },
    "top_ban_reason": "Unauthorised automation",
    "last_checked": "2026-10-10",
    "source": "https://support.upwork.com/hc/en-us/articles/211062538-Learn-about-the-Freelancer-Service-Fee",
    "sources_total": 9,
    "has_playbook": false,
    "has_documented_risks": false
  },
  "raw": {
    "ki_inhalte_erlaubt": {
      "wert": "bedingt",
      "regel": {
        "de": "KI-Arbeit erlaubt, KI-Nutzung offenlegen, nicht als menschliche Arbeit ausgeben, wenn Kunde das ausschließt (Sekundärquelle).",
        "en": "AI work allowed; disclose AI use; don't present it as human work if client forbids AI (secondary source)."
      }
    },
    "bot_bedienung": {
      "wert": "nein",
      "api_upload": false,
      "regel": {
        "de": "Nicht autorisierte automatisierte Aktivität ist verboten.",
        "en": "Unauthorised automated activity prohibited."
      }
    },
    "menschliche_schritte": [
      {
        "schritt": {
          "de": "Profil anlegen und Identität verifizieren (ggf. Live-Videocall)",
          "en": "Create profile and verify identity (possibly live video call)"
        },
        "minuten": 30,
        "minuten_geschaetzt": true
      }
    ],
    "kyc": {
      "erforderlich": true,
      "details": {
        "de": "Ausweis, Adressnachweis, Telefon, ggf. Live-Videocall; Prüfung bis 48 h.",
        "en": "ID, proof of address, phone, possibly live video call; review up to 48 h."
      }
    },
    "gebuehren": {
      "de": "Variable Servicegebühr 0–15 % pro Vertrag.",
      "en": "Variable service fee 0–15% per contract."
    },
    "mindestauszahlung": {
      "betrag": 5,
      "waehrung": "USD",
      "hinweis": {
        "de": "Direct to Local Bank ab 5 USD (0,99 USD Gebühr); Direct to U.S. Bank: kostenlos mit US-Steueradresse, sonst seit 1.9.2026 2,99 USD je Auszahlung; manuelle Auszahlung jedes Betrags; 100 USD nur Standard für automatische Auszahlung.",
        "en": "Direct to Local Bank from 5 USD (0.99 USD fee); Direct to U.S. Bank: free with a US tax address, otherwise 2.99 USD per withdrawal since 2026-09-01; manual withdrawal of any amount; 100 USD only default for scheduled payouts."
      }
    },
    "auszahlungswege": [
      "Direct to Local Bank (DE: EUR)",
      "weitere Methoden (z. B. Payoneer)"
    ],
    "wer_macht_ust": {
      "merchant_of_record": false,
      "details": {
        "de": "Upwork berechnet EU-Freelancern USt auf Servicegebühr, Mitgliedschaft und Connects (mit USt-IdNr. Reverse Charge); kein MoR für die Freelance-Leistung.",
        "en": "Upwork charges EU freelancers VAT on service fee, membership and Connects (reverse charge with VAT ID); not MoR for the freelance service."
      }
    },
    "laender_einschraenkungen": {
      "de_moeglich": true,
      "details": {
        "de": "Direct to Local Bank in EUR für DE verfügbar.",
        "en": "Direct to Local Bank in EUR available for DE."
      }
    },
    "bekannte_sperrgruende": [
      {
        "de": "Unerlaubte Automatisierung",
        "en": "Unauthorised automation"
      },
      {
        "de": "Fehlgeschlagene Identitätsprüfung",
        "en": "Failed identity verification"
      }
    ],
    "quellen": [
      "https://support.upwork.com/hc/en-us/articles/211062538-Learn-about-the-Freelancer-Service-Fee",
      "https://support.upwork.com/hc/en-us/articles/211067788-Location-and-government-ID-verification",
      "https://www.freelancefilter.com/upwork-freelancer-terms-of-service-2026",
      "https://support.upwork.com/hc/article_attachments/49240410937491",
      "https://support.upwork.com/hc/en-us/articles/211060578-What-are-the-fees-limits-and-timing-of-Direct-to-Local-Bank-payments",
      "https://support.upwork.com/hc/en-us/articles/39695098084371-Understanding-Upwork-s-Withdrawal-Options-and-the-100-Minimum",
      "https://support.upwork.com/hc/en-us/articles/211061278-Value-Added-Tax-VAT-on-Freelancer-Fees",
      "https://support.upwork.com/hc/en-us/articles/227022468-Direct-to-U-S-Bank-timing-and-fees-explained",
      "https://support.upwork.com/hc/en-us/articles/211060918-How-to-get-paid-on-Upwork"
    ],
    "geprueft_am": "2026-10-10",
    "hinweise": null,
    "id": "upwork",
    "name": "Upwork",
    "kategorie": "freelance",
    "url": "https://www.upwork.com",
    "kurzbeschreibung": {
      "de": "Freelance-Plattform für Projekte und Stundenaufträge.",
      "en": "Freelance platform for projects and hourly contracts."
    },
    "nicht_zutreffend": [],
    "notes": {}
  }
}